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435 8th St, Hermosa Beach, CA, 90254

1beds
1baths
480sqft
$1,149,000
$2,394price/sqft
$7,395/moest. monthly cost
$295,800/yrincome needed

About This Home

Experience laid-back coastal living in this cozy Hermosa Beach bungalow — a cozy home retreat just moments from the sand designed for those looking to reduce their carbon footprint while enjoying the beach lifestyle. Beyond its charm, this lot comes with exciting future potential plans to build a single family home with a Jr. ADU (Accessory Dwelling Unit), making it a rare opportunity whether you're dreaming of a cottage by the sea, an income-generating property, or multi-generational beach retreat. The groundwork has already been done for you. (Buyers are encouraged to check with the City.) Perfect for a weekend getaway, beachside escape, or future development opportunity, this one-bedroom, one-bath hideaway offers the ultimate in relaxed living. Three sets of French doors open to a welcoming porch, filling the space with natural light and ocean breezes, while the private rear outdoor space provides a quiet spot to unwind after a day at the beach. Whether you envision building a new home or simply enjoying the existing cottage by the sea, the possibilities are exceptional. Enjoy being just steps from the ocean and all that Hermosa has to offer. Leave the car behind and immerse yourself in the best of coastal living. Compact, stylish, and full of character, this bungalow captures the essence of tranquil living with the upside of future development. You can see the ocean from the front door.

Getting Around

94
WalkingWalker's Paradise
0
TransitVery Limited Transit
74
BikeVery Bikeable

Schools

10/10
Hermosa Vista SchoolGrades 2-41.0 mi

Construction

Condition

  • Year built: 1923

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Microwave
  • Laundry features: Outside

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: None

Features

  • Breakfast Bar,Ceiling Fan(s),All Bedrooms Down
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 480 sqft

Property

Details

  • Parcel number: 4187014011
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: Peek-A-Boo

Lot

  • Lot size: 1,002 sqft
  • Features: Back Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Los Angeles County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,809$69,708
Home Insurance *$146$1,752
Property Taxes $1,042$12,504
Electricity $398$4,786
Total$7,395$88,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$253,542/yr
40% on housing$221,850/yr
45% on housing$197,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,394This listing

vs Other Active Listings

Avg $/sqft

ZIP 90254$1,018
Los Angeles County$602

vs Homes Sold Last Month

Median $/sqft

ZIP 90254$1,308
Los Angeles County$610

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$1,099,000
2026-07-30Listed for sale$1,149,000
2026-07-17Contingent$1,149,000
2026-06-25Price change$1,149,000
2026-05-14Listed for sale$1,199,000
2024-09-13Listing removed$3,200
2024-08-25Price change$3,200
2024-08-05Price change$3,400
2024-07-25Listed for rent$3,600
2020-04-14Sold$812,000
2020-03-19Pending sale$859,000
2020-01-22Listed for sale$859,000
2019-12-01Listing removed$897,000
2019-09-12Price change$897,000
2019-08-23Listed for sale$997,000
2019-07-15Listing removed$997,000
2019-04-22Price change$997,000
2019-02-13Listed for sale$1,073,999
2015-12-14Sold$778,000
2015-08-23Price change$799,000
2015-07-31Listed for sale$815,000
2015-02-03Listing removed$2,100
2015-01-27Price change$2,100
2015-01-10Listed for rent$2,250
2013-10-26Listing removed$2,050

For Sale by Agent

AgentJeremiah Carew
BrokerageREMAX AEGIS

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