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515 Union St, Jackson, MI, 49203

4beds
2baths
1,768sqft
$100,000
$57price/sqft
$859/moest. monthly cost
$34,360/yrincome needed

About This Home

Needs to be reactivated can be made into 2/3 bedroom apartments.or updated over all.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

3/10
Cascades SchoolGrades K-50.6 mi
4/10
5/10
Jackson High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1890

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace: Yes

Heating

  • Heating features: Forced air

Interior Area

  • Total interior livable area: 1,768 sqft

Property

Details

  • Parcel number: 3199000000

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Tornado

FEMA Declared Disasters in Jackson County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$70$840
Property Taxes $92$1,104
Electricity $192$2,314
Total$859$10,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,451/yr
40% on housing$25,770/yr
45% on housing$22,906/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 49203$114
Jackson County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 49203$117
Jackson County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Listed for sale$100,000
2025-05-13Listing removed--
2025-02-12Listed for sale$130,000
2016-06-06Sold$60,000

For Sale by Owner

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