2539 S Espinazo Dr, Coeur D Alene, ID, 83814
About This Home
Located in the highly sought-after Ridge at Cougar Bay development, this stunning home has all the features one could hope for in their North Idaho dream house. Set in the rear of a large .85-acre tract well off the street, it is amazingly private, especially since it backs up to an undeveloped 40-acre tract immediately behind it. The lot has a completely unobstructed view of downtown Coeur D’Alene, as well as Tubbs Hill and of course, Lake Coeur D’Alene itself and yet is only 5 minutes from town! You get the feeling that you are out in the country when standing on the expansive rear deck and yet are only 1.7 miles from town.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Concrete
- Roof: Composition
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Flooring: Tile,Carpet,Laminate
- Fireplace: Yes
Heating & Cooling
- Heating features: Baseboard,Forced air,Wall,Electric,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 5,435 sqft
Property
Details
- Parcel number: 065950050020
Features
- Exterior features: Other,Shingle,Stone,Wood,Wood products,Metal
- Has view: Yes
- View description: Water,City,Mountain
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 0.85 Acres
Parking
- Total spaces: 5
- Parking features: Garage - Attached,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Winter Weather
- Heat Wave
- Ice Storm
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Kootenai County and Idaho
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $19,467 | $233,604 |
| Home Insurance | $801 | $9,612 |
| Property Taxes | $1,112 | $13,344 |
| Electricity | $332 | $3,987 |
| Total | $21,712 | $260,544 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-03 | Listed for sale | $3,850,000 |
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