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13806 N Treasure Island Ct, Rathdrum, ID, 83858

5beds
4baths
3,322sqft
$1,249,900
$376price/sqft
$7,306/moest. monthly cost
$292,240/yrincome needed

About This Home

Experience waterfront living in the desirable Radiant Lake community. Situated on a 0.39 acre corner lot with an 200 feet of private beachfront, this exceptional property offers comfort and natural beauty, ideal for multi-generational living. When you step into the foyer, you're greeted by lake views and an abundance of natural light through 8 ft sliding glass doors. Thoughtfully designed main floor features one of two primary suites, along with two full kitchens, two living areas, a laundry space and a striking floor to ceiling stone fireplace. Both kitchens are beautifully complete with Huntwood cabinetry, quartz countertops, and fully tiled backsplashes. A multi-zone HVAC system ensures personalized comfort across three areas of the home. Fully fenced and meticulously landscaped yard with established garden beds, two covered patios and a natural gas stub for grilling. Insulated two-car garage equipped with gas heating and a hot/cold hose bib. As part of the Radiant Lake community, residents have access to amenities such as basketball and volleyball courts, as well as a scenic waterfall park, all available for private reservation. This is more than just a home...it's a lifestyle. Come see it in person and take in everything this remarkable waterfront property has to offer.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
5/10
Lakeland Middle SchoolGrades 6-81.3 mi
9/10

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Water Softener,Refrigerator,Microwave,Disposal,Dishwasher
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • High Speed Internet,Smart Thermostat
  • Flooring: Carpet,LVP
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Natural Gas,Fireplace(s),Forced Air

Interior Area

  • Total structure area: 3,322
  • Total interior livable area: 3,322 sqft

Property

Details

  • Parcel number: RJ313004041A
  • Zoning: R-1

Features

  • Exterior features: Garden,Lighting,Rain Gutters,Lawn
  • Has view: Yes
  • View description: Mountain(s),Lake,Neighborhood
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterbody name: Radiant

Lot

  • Lot size: 0.39 Acres
  • Features: Open Lot,Corner Lot,Level,Cul-De-Sac

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters in Kootenai County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance $260$3,120
Property Taxes $523$6,276
Electricity $203$2,437
Total$7,306$87,672

Income You'd Need if You Spent...

35% on housing$250,491/yr
40% on housing$219,180/yr
45% on housing$194,826/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$376This listing

vs Other Active Listings

Avg $/sqft

ZIP 83858$316
Kootenai County$391

vs Homes Sold Last Month

Median $/sqft

ZIP 83858$327
Kootenai County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$1,330,000
2021-08-10Sold--
2020-10-20Sold--
2020-07-17Listing removed$130,000
2020-03-13Listed for sale$130,000

For Sale by Agent

AgentRue Olp
BrokerageSilvercreek Realty Group, LLC

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