See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

148 Wilder St N, Saint Paul, MN, 55104

2beds
2baths
1,125sqft
$339,900
$302price/sqft
$2,638/moest. monthly cost
$105,520/yrincome needed

About This Home

Charming two-story home in the Mac-Groveland neighborhood with original character and flexible living spaces. The main level offers bright living and dining areas with natural light and functional flow with a sunroom.Upper-level finished space provides flexibility for office, hobby, or additional living use. Unfinished basement offers storage and utility space with opportunity to add living space. Conveniently located near neighborhood parks, restaurants, coffee shops, shopping, and major commuting routes. Opportunity to own in a highly sought-after St. Paul location.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
93
BikeBiker's Paradise

Schools

3/10
7/10

Construction

Condition

  • Year built: 1908

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bedroom

  • Level: Upper
  • Area: 148.4
  • Dimensions: 14x10.6

Bedroom2

  • Level: Upper
  • Area: 123.6
  • Dimensions: 12x10.3

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 158.76
  • Dimensions: 12.6x12.6

Features

  • Finished area below ground: 72
  • Finished area above ground: 1,053

Flex Room

  • Level: Main
  • Area: 99
  • Dimensions: 15x6.6

Foyer

  • Level: Main
  • Area: 31.5
  • Dimensions: 7x4.5

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,125
  • Total interior livable area: 1,125 sqft

Kitchen

  • Level: Main
  • Area: 109.2
  • Dimensions: 10.4x10.5

Laundry

  • Level: Lower
  • Area: 106.4
  • Dimensions: 14x7.6

Living Room

  • Level: Main
  • Area: 208.8
  • Dimensions: 18x11.6

Patio

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Storage

  • Level: Lower
  • Area: 220
  • Dimensions: 22x10

Sun Room

  • Level: Upper
  • Area: 147
  • Dimensions: 21x7

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 042823220095
  • Zoning description: Residential-Single Family
  • Foundation area: 2613

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Full

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 0

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$261$3,132
Property Taxes $489$5,868
Electricity $170$2,050
Total$2,638$31,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,445/yr
40% on housing$79,140/yr
45% on housing$70,346/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 55104$149
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55104$209
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$339,900
2026-06-06Listed for sale$345,000
2019-08-06Sold$247,500
2019-07-03Pending sale$259,000
2019-06-21Price change$259,000
2019-05-20Listed for sale$269,000
2016-02-08Sold$203,491
2015-12-23Pending sale$219,900
2015-12-04Price change$219,900
2015-10-16Price change$224,900
2015-09-20Price change$240,000
2015-09-16Listed for sale$249,900
2010-06-03Sold$178,200
2010-04-20Listed for sale$184,000
1998-10-08Sold$45,000

For Sale by Agent

AgentKrystal Queen-Sullivan
BrokerageEdina Realty, Inc.

Similar Homes