See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3122 Navajo Dr SE, Decatur, AL, 35603

3beds
2baths
1,542sqft
$262,000
$170price/sqft
$1,824/moest. monthly cost
$72,960/yrincome needed

About This Home

This beautiful full-brick, one-story 3-bedroom/2-bath home in the desirable Indian Hills East Subdivision is conveniently located near Publix, I-65, Huntsville/Madison, nearby parks and walking trails, golf, restaurants and shopping. Boasting an open split floor plan, this home features high trey ceilings, crown molding, and a cozy gas log fireplace. Isolated master bedroom with large master bath and walk-in closet. Enjoy morning coffee on the covered back patio with full privacy-fenced backyard. Spacious two-car garage. Roof is brand new (2025). HVAC and water heater approximately 3 years old. Call today to make your appointment to see this move-in ready home.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Decatur Middle SchoolGrades 6-85.2 mi
5/10
Decatur High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 110

Bedroom3

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 121

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Great Room

  • Features: Ceiling Fan(s),Crown Molding,Laminate Floor
  • Level: First
  • Area: 448

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,542 sqft

Kitchen

  • Features: Crown Molding,Eat-in Kitchen
  • Level: First
  • Area: 132

Laundry Room

  • Level: First
  • Area: 36

Master Bedroom

  • Features: Ceiling Fan(s),Crown Molding
  • Level: First
  • Area: 180

Property

Details

  • Parcel number: 1201110003003000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch

Parking

  • Parking features: Garage-Two Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,324$15,888
Home Insurance *$193$2,316
Property Taxes $67$804
Electricity $240$2,881
Total$1,824$21,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,537/yr
40% on housing$54,720/yr
45% on housing$48,640/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 35603$139
Morgan County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 35603$155
Morgan County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-22Listed for sale$262,000
2017-01-06Sold$115,250
2009-07-01Sold$131,800

For Sale by Agent

AgentMark McCurry
BrokerageParker Real Estate Res.LLC

Similar Homes