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5570 Schutta Rd, Shoreview, MN, 55126

4beds
2baths
1,989sqft
$425,000
$214price/sqft
$2,997/moest. monthly cost
$119,880/yrincome needed

About This Home

Fantastic 4-bedroom, 2-bathroom property in the heart of Shoreview! Situated in the highly sought-after MOUNDS VIEW SCHOOL DISTRICT, this home offers the perfect blend of comfortable living and unbeatable location. Just steps from your front door, you'll find the RICE CREEK WATER WALKING TRAILS and SHAMROCK PARK. All kitchen appliances are NEW, including a vented range hood that vents outside. POPCORN CEILINGS REMOVED – entire home, NEW CARPET in the basement, and CUSTOM BLINDS on front windows. NEWLY PAINTED EXTERIOR, NEW CONCRETE DRIVEWAY AND WALKWAY, MAINTENANCE-FREE PATIO, GUTTER GUARDS, and NEW ROOF (JUNE 2026). Plus a HUGE FENCED-IN YARD with 2 gates. Enjoy easy access to the SHOREVIEW COMMUNITY CENTER, featuring an INDOOR WATERPARK, pool, fitness facilities, and year-round programming for all ages — a true community hub just minutes away.

Getting Around

5
WalkingCar-Dependent
15
TransitMinimal Transit
66
BikeBikeable

Schools

4/10
6/10
Edgewood Middle SchoolGrades 6-81.6 mi
8/10

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Humidifier,Gas Water Heater,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block

Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom2

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Level: Lower
  • Area: 168
  • Dimensions: 14x12

Bedroom4

  • Level: Lower
  • Area: 99
  • Dimensions: 11x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 220
  • Dimensions: 22x10

Family Room

  • Level: Lower
  • Area: 396
  • Dimensions: 22x18

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 945
  • Finished area above ground: 1,044

Foyer

  • Level: Main
  • Area: 66
  • Dimensions: 11x6

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,088
  • Total interior livable area: 1,989 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Laundry

  • Level: Lower
  • Area: 99
  • Dimensions: 11x9

Living Room

  • Level: Main
  • Area: 242
  • Dimensions: 22x11

Patio

  • Level: Main
  • Area: 256
  • Dimensions: 16x16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 043023430109
  • Zoning description: Residential-Single Family
  • Foundation area: 1044

Features

  • Levels: Multi/Split
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 131 x 79

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$243$2,916
Property Taxes $435$5,220
Electricity $170$2,050
Total$2,997$35,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,754/yr
40% on housing$89,910/yr
45% on housing$79,920/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 55126$200
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55126$200
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$425,000
2026-07-24Listed for sale$425,000
2023-01-20Sold$361,570
2023-01-03Pending sale$355,000
2022-12-27Price change$355,000
2022-11-28Listed for sale$365,000
2022-11-20Listing removed--
2022-10-29Price change$365,000
2022-10-14Price change$375,000
2022-09-12Price change$384,000
2022-08-26Listed for sale$400,000
2003-07-10Sold$227,000
1996-10-03Sold$114,500

For Sale by Agent

AgentKatie Troye
BrokerageRE/MAX Results

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