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3 Snowy Owl Ln, North Oaks, MN, 55127

3beds
3baths
2,190sqft
$799,900
$365price/sqft
$5,314/moest. monthly cost
$212,560/yrincome needed

About This Home

Nestled on a beautifully wooded, private lot, this stunning home offers a peaceful retreat with exceptional indoor and outdoor living. The expansive, professionally landscaped backyard is designed for entertaining and relaxing, featuring a spacious stone patio, built-in fireplace, and complete privacy surrounded by mature trees. Inside, you'll find a beautifully remodeled kitchen and updated bathrooms with timeless finishes, creating a move-in ready home that blends comfort and style. Recent mechanical updates include a newer furnace and central air for added peace of mind. A rare combination of modern updates, natural beauty, and a truly secluded setting make this property a place you'll love coming home to. Added bonus, there is easy access to approximately 38 miles of walking and biking trails.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
Chippewa Middle SchoolGrades 6-82.4 mi
10/10

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Trash Compactor
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress Window(s),Finished,Full,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Level: Lower
  • Area: 108
  • Dimensions: 12x09

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Family Room

  • Level: Main
  • Area: 288
  • Dimensions: 24x12

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 709
  • Finished area above ground: 1,481

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,432
  • Total interior livable area: 2,190 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Living Room

  • Level: Main
  • Area: 396
  • Dimensions: 22x18

Recreation Room

  • Level: Lower
  • Area: 350
  • Dimensions: 25x14

Utility Room

  • Level: Lower
  • Area: 276
  • Dimensions: 23x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 053022340009
  • Zoning description: Residential-Single Family
  • Foundation area: 951

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 1.22 Acres
  • Features: Tree Coverage - Heavy
  • Lot size dimensions: 290 x 260

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Landslide
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$393$4,716
Property Taxes $693$8,316
Electricity $184$2,216
Total$5,314$63,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,194/yr
40% on housing$159,420/yr
45% on housing$141,706/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$365This listing

vs Other Active Listings

Avg $/sqft

ZIP 55127$228
Ramsey County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 55127$215
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$759,900
2026-07-27Price change$799,900
2026-07-15Listed for sale$875,000

For Sale by Agent

AgentMarc S Kurtz
BrokerageLakes Sotheby's International Realty

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