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41406 S Finley Rd, Kennewick, WA, 99337

3beds
2baths
1,742sqft
$520,000
$299price/sqft
$3,316/moest. monthly cost
$132,640/yrincome needed

About This Home

MLS# 287868 This rare listing presents an outstanding opportunity, offering two separate homes situated on 1.18 ac lot. MAIN HOME: The larger home built in 2010 showcases an open floor plan, providing flexibility with 4 bedrooms, or alternatively, three bedrooms and a den or office. The Kitchen is designed with granite counter tops and functional cabinetry, featuring pull-outs shelves, a spice rack and lazy susan's. The natural gas oven/range, dedicated garbage compartment, and expansive pantry add to its convenience. A built-in desk with ample storage offer a practical workspace. The main living area includes a natural gas fire place and designated dining area, with plenty room for gatherings. Large utility room enhances household functionality. Outside, a covered porch-like deck provides the perfect setting to unwind after a long day and enjoy beautiful sunsets. SECOND HOME & OUTDOOR AMENITIES: The second home, previously used as an art studio and day care, features a kitchenette, bathroom with shower, and a spacious open floor plan with vaulted ceilings. Also with an area that can be used as a bedroom with closet. The front yard is fenced, creating a park-like atmosphere, while the backyard includes a two-car garage with loft space, and a extended 2 car carport. Additional structures include a green shed. The property also offers a pasture with solid set sprinklers. Around the homes are UG timed Sprinkles to maintain the landscape.. Kid Irrigation.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

2/10
Finley Elementary SchoolGrades PK-51.0 mi
4/10
Finley Middle SchoolGrades 6-80.4 mi
5/10
River View High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Existing Construction (Not New)
  • Year built: 2010

Materials

  • Foundation: Concrete
  • Roof: Comp Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Window features: Windows - Vinyl,Drapes/Curtains/Blinds
  • Number of fireplaces: 1
  • Fireplace features: 1,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,742
  • Total interior livable area: 1,742 sqft

Property

Details

  • Parcel number: 127801010886003
  • Zoning description: Rural Residential

Features

  • Levels: 1 Story
  • Stories: 1
  • Fencing: Fenced

Lot

  • Lot size: 1.18 Acres
  • Features: Animals Allowed

Parking

  • Parking features: Detached,2 car,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Wildfire
Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters in Benton County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$167$2,004
Property Taxes $371$4,452
Electricity $149$1,793
Total$3,316$39,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,691/yr
40% on housing$99,480/yr
45% on housing$88,426/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 99337$220
Benton County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 99337$227
Benton County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Price change$520,000
2026-01-16Price change$550,000
2025-09-30Listed for sale$575,000

For Sale by Agent

AgentBev Hollenbeck
BrokerageHomeSmart Elite Brokers

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