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162 College Ave W APT 5, Saint Paul, MN, 55102

2beds
1baths
1,650sqft
$339,900
$206price/sqft
$2,668/moest. monthly cost
$106,720/yrincome needed

About This Home

***The unit directly below, exact layout and square footage closed on 5/5 for $375K*** Are you condo shopping in Saint Paul? Look no further. You'll enjoy this spacious retreat nestled between charming Cathedral Hill and  West 7th. Built in 1898, this 2nd floor unit perfectly blends bygone Saint Paul warmth with modern sophistication. Walk into the welcoming space featuring high ceilings and large, stately windows that fill the place with natural light.  The well-appointed kitchen, with ample counter space and storage, will satisfy the chef in you. The bedrooms are generous in size and situated for privacy. The bathroom is accessible from the primary suite and features a decadent Kohler soaking tub. The views are amazing and must be seen in person. With warm weather already here, you can escape to the rooftop patio for a refreshing drink and enjoy sweeping views of the state capitol, the Cathedral, and downtown all the way to the Smith bridge.   This beauty is completely walkable to many restaurants including Smorgie's, The Red Cow, Parlour, Forepaugh's , Moscow on the Hill, WA Frost, Cossetta, Waldmann, The Eagle Street, Patrick McGovern's Pub...and this is just scratching the surface. If you eat too much, the river is close by for a scenic jog. Several event centers are a stone's throw away, including the River Center and Grand Casino Arena for some Wild hockey or a show! Whew!! Needing some intellectual stimulation? You can also walk to the Science Museum or the Minnesota History Center. Ready for a memorable show? You can plan delightful evenings at the Ordway, the Fitzgerald, or the Palace Theater. You'll never be bored or hungry living in this gorgeous Saint Paul gem. Set up your showing today!

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
7/10

Construction

Condition

  • Year built: 1898

Materials

  • Roof: Age 8 Years or Less,Flat,Rubber,Tar/Gravel

Type & Style

  • Home type: Condo
  • Property subType: (CC) Low Rise (3- Levels)

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Deck

  • Level: Upper
  • Area: 500
  • Dimensions: 20x25

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,650

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,650
  • Total interior livable area: 1,650 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Living Room

  • Level: Main
  • Area: 221
  • Dimensions: 13x17

Storage

  • Level: Basement
  • Area: 120
  • Dimensions: 10x12

Walk In Closet

  • Level: Main
  • Area: 48
  • Dimensions: 6x8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 062822220029
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1650

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1,742 sqft
  • Lot size dimensions: 100 x 100

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Landslide
Tornado

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$306$3,672
Property Taxes $474$5,688
Electricity $170$2,050
Total$2,668$32,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,474/yr
40% on housing$80,040/yr
45% on housing$71,146/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 55102$165
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55102$202
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$365,000
2024-10-14Listing removed$1,775
2024-03-06Listing removed--
2024-03-05Price change$1,775
2024-02-17Price change$1,895
2024-01-17Price change$1,695
2024-01-06Price change$1,975
2023-12-28Listed for rent$2,400
2023-02-27Sold$297,000
2023-01-30Pending sale$309,900
2022-10-06Price change$309,900
2022-08-05Listed for sale$314,900
2020-01-15Listing removed$259,900
2020-01-15Listed for sale$259,900
2020-01-08Sold$255,000
2019-12-23Pending sale$259,900
2019-10-17Listed for sale$259,900
2016-06-17Sold$258,000

For Sale by Agent

AgentJonathan Kiernan
BrokerageBRIX Real Estate

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