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1337 Lincoln St, Ferndale, CA, 95536

4beds
2baths
2,100sqft
$689,000
$328price/sqft
$4,856/moest. monthly cost
$194,240/yrincome needed

About This Home

This lovely Victorian is located in a desirable neighborhood in the Victorian Village of Ferndale. This home boasts many unique details including original moldings & pocket doors, a beautiful carved fireplace mantel, & hardwood floors. The formal front parlor is adjacent to a large dining room and includes Bay windows with pastoral views. Enjoy relaxing in the sunroom addition surrounded by gardens that leads out to a large deck & hot tub. The detached unit has unlimited possibilities as a separate work or creative space. Property includes a completely fenced backyard, a garden shed, and alley access. All of this and more is just minutes from Historical Main Street, parks, and beaches.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
6/10
Ferndale High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1895

Materials

  • Foundation: Concrete Perimeter,Pillar/Post/Pier

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric,Free-Standing Refrigerator
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Softwood,Other

Heating

  • Heating features: Forced Air,Propane,Other

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Property

Details

  • Parcel number: 030172010000

Features

  • Patio & porch: Deck,Porch
  • Fencing: Partial
  • Has view: Yes
  • View description: City Lights,Hills,Pasture

Lot

  • Lot size: 8,712 sqft
  • Features: Flat
  • Lot size dimensions: .

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideRelatively High
  • Tsunami
    TsunamiRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Tsunami
Coastal Flooding
Drought
Wildfire

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,483$41,796
Home Insurance *$252$3,024
Property Taxes $671$8,052
Electricity $450$5,403
Total$4,856$58,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,491/yr
40% on housing$145,680/yr
45% on housing$129,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 95536$1,177
Humboldt County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 95536$297
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-13Listed for sale$689,000
2026-01-29Listing removed$695,000
2026-01-22Price change$695,000
2025-10-20Price change$700,000
2025-09-19Price change$720,000
2025-08-08Listed for sale$730,000
2025-03-22Listing removed$700,000
2025-03-13Price change$700,000
2025-02-27Price change$660,000
2025-02-03Listed for sale$668,000
2025-01-17Listing removed$3,200
2025-01-11Listed for rent$3,200
2024-11-18Listing removed$670,000
2024-11-18Price change$670,000
2024-11-08Price change$675,000
2024-10-14Listed for sale$680,000
2024-05-27Listing removed--
2024-04-30Price change$680,000
2024-04-02Price change$685,000
2024-02-26Listed for sale$698,000
2023-12-01Listing removed--
2023-10-17Price change$670,000
2023-10-08Price change$695,000
2023-09-09Listed for sale$675,000
2023-05-17Listing removed--
2022-05-13Sold$595,000

For Sale by Agent

AgentJessica Van Pelt-Stretch
BrokerageLandmark Real Estate

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