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98 Painter St, Rio Dell, CA, 95562

3beds
2baths
1,404sqft
$399,000
$284price/sqft
$3,292/moest. monthly cost
$131,680/yrincome needed

About This Home

Brand New Home Backing Up to a Peaceful Creek in Sunny Rio Dell Be the first to call this beautiful 2025 manufactured home yours! Nestled in the heart of Rio Dell and backing up to a serene creek, this home offers modern comfort in a picturesque setting. Inside, you'll find stainless steel appliances, elegant Corian countertops, and a spacious living room featuring a large picture window that fills the space with natural light. Conveniently located close to the Eel River, local shops and amenities, and just a short 12-minute drive to Fortuna, this home combines nature, comfort, and accessibility. Move-in ready and waiting for you!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

2/10
Monument Middle SchoolGrades 6-80.1 mi
7/10
Fortuna Union High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator
  • Laundry features: Dryer Hookup,Inside,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Cathedral/Vault,Breakfast Bar,Kitchen Island
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate

Heating

  • Heating features: Electric,Forced Air

Interior Area

  • Total structure area: 1,404
  • Total interior livable area: 1,404 sqft

Property

Details

  • Parcel number: 052162063000

Features

  • Fencing: Partial
  • Has view: Yes
  • View description: Hills,Panoramic,Trees/Woods,Mountain(s)

Lot

  • Lot size: 7,405 sqft
  • Features: Flat,Views
  • Lot size dimensions: 0 x 0

Parking

  • Total spaces: 1
  • Parking features: Other
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$179$2,148
Property Taxes $698$8,376
Electricity $398$4,786
Total$3,292$39,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,868/yr
40% on housing$98,760/yr
45% on housing$87,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 95562$241
Humboldt County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 95562$251
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-07Price change$418,000
2025-08-08Listed for sale$428,000
2014-08-07Sold$400,000

For Sale by Agent

AgentLarry "Sockeye" Salmon
BrokerageMing Tree, Inc.

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