See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6481 Humboldt Hill Rd, Eureka, CA, 95503

4beds
4baths
2,535sqft
$950,000
$375price/sqft
$6,584/moest. monthly cost
$263,360/yrincome needed

About This Home

Set on over 4.5 acres, this rare retreat captures sweeping panoramas of Humboldt Bay and offers an incredible blend of privacy, versatility, and timeless charm. Down the private driveway lies your Humboldt hideaway, named ''Snug Harbor'' by physician/surgeon Dr. John R. Chain Sr. who built the house in 1939. The main residence features 4 bedrooms and 4 bathrooms, where thoughtful improvements meet classic character. Big ticket upgrades include a new roof and gutters, a new furnace, and water heater, and a freshly painted interior. Throughout the home, beautiful hardwood floors, vintage artisan hardware, and distinctive architectural details preserve the warmth and charm that make this property special. Expansive bay-facing windows frame the ever-changing views of Humboldt Bay, while a large deck overlooks the one-acre pasture below--perfect for horses. It's an inviting space to relax, entertain, and take in stunning sunsets or moonrises. Additionally, the property includes two other houses--a cottage and a studio apartment plus an attached art-studio with its own entrance. The cottage is a beautifully refreshed 2-bedroom, 1-bath and vaulted ceiling living room. Wisteria vines cover the porch and a cozy deck overlooks a small fenced yard and the pasture below. Panoramic bay views can be enjoyed from its deck, kitchen and bedroom. Recent upgrades include a new water heater and heating system, new flooring, modern lighting and a newly painted interior. The large studio apartment includes an entry deck, main room, kitchen, and bathroom w/ shower. All windows are western facing offering abundant natural light, and Humboldt Bay views. Recent upgrades include a new roof and chimney for the wood burning stove, and newer wooden flooring. Attached to the the apartment studio, with its own entrance, is a charming art studio, complete with its own bathroom + shower, kitchenette, mini-loft, vaulted ceilings, and a wood burning stove--an inspiring space to create, work, or retreat. Recent upgrades include a freshly painted ceiling, a new roof and chimney. Together, these three homes and an art studio create a highly unique and flexible layout, ideal for multi-generational living, rental income potential, guest accommodations, or extra space for your visitors to share your private slice of paradise. All the residences are set in the center of the property surrounded by mature gardens with privacy hedges, extended lawns, apple and plum trees, wild rose vines, and a rhododendron garden. Beyond the homes and gardens, the land itself is just as inspiring. The upper portion of the property offers two acres of tranquil forested sanctuary, while the one acre lower pasture (newly fenced with a run-in shelter and adjoining storage room) opens up endless possibilities from gardening and hobby farming, to anything you envision. A unique opportunity to own a remarkable Humboldt Hill estate that incorporates privacy, space, views, versatility, and value, "Snug Harbor" is on the market for the first time since 1969, and is poised for her next chapter. This is a property you don't want to miss! Schedule your private showing today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
6/10
South Bay CharterGrades K-80.6 mi
4/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Concrete Perimeter
  • Roof: Membrane

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Washer,Dryer,Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Breakfast Bar,Tile Counters,Pantry
  • Flooring: Hardwood,Plank,Tile,Vinyl
  • Number of fireplaces: 3
  • Fireplace: Yes

Heating

  • Heating features: Forced Air,Natural Gas,Wood Stove

Interior Area

  • Total structure area: 2,535
  • Total interior livable area: 2,535 sqft

Property

Details

  • Parcel number: 305061007000
  • Zoning: Unknown

Features

  • Patio & porch: Deck
  • Exterior features: Garden
  • Fencing: Partial
  • Has view: Yes
  • View description: Bay,City Lights,Ocean,Panoramic,Pasture,Trees/Woods
  • Has water view: Yes
  • Water view: Bay,Ocean
  • Horses can be raised: Yes

Lot

  • Lot size: 4.56 Acres
  • Features: Greenbelt,Pasture,Sloped,Wooded,Horse Property
  • Lot size dimensions: Irregular, see AP Map

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Tsunami
    TsunamiRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Tsunami
Coastal Flooding
Inland Flooding
Wildfire

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$330$3,960
Property Taxes $908$10,896
Electricity $543$6,523
Total$6,584$79,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,737/yr
40% on housing$197,520/yr
45% on housing$175,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 95503$224
Humboldt County$267

vs Homes Sold Last Month

Median $/sqft

ZIP 95503$293
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-19Listed for sale$975,000

For Sale by Agent

AgentTom Hunt, Corcoran Icon Properties Eureka
BrokerageCorcoran Icon Properties Eureka

Similar Homes