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13011 Palisade St, Truckee, CA, 96161

6beds
4baths
3,748sqft
$2,250,000
$600price/sqft
$15,408/moest. monthly cost
$616,320/yrincome needed

About This Home

Nestled above the sparkling waters of Donner Lake, this stunning newer construction home offers the perfect blend of modern comfort and natural beauty. The 2,453 sq. ft. main home offers 3 spacious bedrooms, 2 baths, an office and private deck. The primary suite was designed for relaxation with a gas fireplace, huge views and a spa inspired bath. A chef’s kitchen designed to impress—complete with Shinnoki cabinets, Thermador appliances, and an open layout that’s perfect for entertaining. Picture yourself savoring your morning coffee checking out Donner Lake conditions or unwinding in the evening as you take in the breathtaking sunsets over Donner Summit from your deck. But that’s not all—this property is as versatile as it is beautiful. An attached 2-bedroom ADU with private deck and a charming Jr. ADU studio provides endless possibilities, whether you’re looking to generate additional income, create a private retreat for guests, or simply expand your living space. Oversized garage and ample extra storage space for all your mountain toys. Located on a private drive and backing to public land you'll be able to hike directly from your backyard. With its prime location offering easy access to pristine lakes, world-class ski areas, and outdoor adventures, this is mountain living at its finest.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
9/10
9/10
Tahoe Truckee High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Like New
  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Oven,Microwave,Disposal,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Pantry,High Ceilings,Office,In-Law Quarters,Attached ADU
  • Flooring: Wood,Tile
  • Fireplace features: Fireplace: Living Room,Master Bedroom,Gas Fireplace
  • Fireplace: Yes

Heating

  • Heating features: CFAH,In Floor

Interior Area

  • Total structure area: 3,748
  • Total interior livable area: 3,748 sqft

Property

Details

  • Parcel number: 018381002000
  • Special condition: Standard

Features

  • Levels: Three
  • Patio & porch: Deck(s): 2
  • Has view: Yes
  • View description: Lake,Filtered,Panoramic,Mountain(s)
  • Has water view: Yes
  • Water view: Lake
  • Topography of land: Downslope,Steep

Lot

  • Lot size: 6,534 sqft
  • Features: Street,Rental History

Parking

  • Total spaces: 2
  • Parking features: Two,Attached,Heated Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Avalanche
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters in Nevada County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,377$136,524
Home Insurance *$582$6,984
Property Taxes $2,646$31,752
Electricity $803$9,644
Total$15,408$184,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$528,274/yr
40% on housing$462,240/yr
45% on housing$410,880/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%
18.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$600This listing

vs Other Active Listings

Avg $/sqft

ZIP 96161$734
Nevada County$361

vs Homes Sold Last Month

Median $/sqft

ZIP 96161$588
Nevada County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Price change$2,250,000
2026-05-23Listed for sale$2,350,000
2018-04-12Sold$35,000
2004-06-18Sold$55,000
1998-10-23Sold$18,000

For Sale by Agent

AgentForrest C Rader
BrokerageCOMPASS

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