11420 Ghirard Rd, Truckee, CA, 96161
About This Home
Rare opportunity to build your dream home in Gray's Crossing. Permits nearly ready, construction begins June 1st with an estimated 15-month timeline. Proposed 4-bedroom, 4-bath home plus spacious game room—thoughtfully designed for family living and entertaining. Built by Cervantes Custom Homes, Inc., known for exceptional craftsmanship and refined mountain architecture. Customize finishes, colors, and details to match your vision, or purchase the completed home upon build-out. Either way, you get a brand-new custom home designed exactly how you want it— Gray's Crossing offers championship golf course access, walkable proximity to downtown Truckee, minutes to Northstar skiing, and surrounded by trails and year-round recreation. New construction opportunities in this premier community are increasingly rare. Perfect for discerning buyers seeking a primary residence or luxury mountain retreat. Photos shown represent a similar completed home by the builder and illustrate the quality, style, and finishes available. If you've been waiting for the right opportunity to create your legacy home in Gray's Crossing, this is it.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Modern
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- High Ceilings,Family Room,Great Room
- Flooring: Carpet,Wood,Tile,Mixed
Heating
- Heating features: CFAH
Interior Area
- Total structure area: 3,081
- Total interior livable area: 3,081 sqft
Property
Accessibility
- Accessibility features: Primary on Main Level
Details
- Parcel number: 019850027000
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Deck(s): 2
- Has view: Yes
- View description: Filtered,Trees/Woods,Mountain(s),Golf Course
- Topography of land: Downslope
Lot
- Lot size: 0.39 Acres
- Features: Greenbelt,Corner Lot
Parking
- Total spaces: 2
- Parking features: Two,Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Lightning
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Nevada County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $15,144 | $181,728 |
| Home Insurance * | $775 | $9,300 |
| Property Taxes | $1,821 | $21,852 |
| Electricity | $660 | $7,928 |
| Total | $18,400 | $220,800 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-16 | Listed for sale | $2,895,000 |
| 2026-01-07 | Listing removed | $2,700,000 |
| 2025-10-27 | Listed for sale | $2,700,000 |
| 2025-10-26 | Listing removed | $2,995,000 |
| 2025-05-12 | Listed for sale | $2,995,000 |
| 2025-03-25 | Sold | $299,000 |
| 2025-03-11 | Pending sale | $299,000 |
| 2024-12-26 | Listed for sale | $299,000 |
| 2020-03-30 | Sold | $125,000 |
| 2020-03-20 | Pending sale | $139,000 |
| 2020-02-11 | Listed for sale | $139,000 |
| 2019-12-11 | Listing removed | $139,000 |
| 2019-07-11 | Price change | $139,000 |
| 2018-05-01 | Listed for sale | $158,000 |
| 2012-08-08 | Sold | $34,500 |
| 2008-10-03 | Sold | $175,000 |
View on Zillow