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103 Mid Holiday Lane #D214, Banner Elk, NC, 28604

--beds
1baths
600sqft
$145,000
$242price/sqft
$1,021/moest. monthly cost
$40,840/yrincome needed

About This Home

Welcome to Mid Holiday Lane! This Unit is being Sold Fully Furnished! Nestled in the heart of Beech Mountain and just minutes from Banner Elk, Sugar Mountain, and all that Beech Mountain has to offer, this beautifully renovated one-bedroom, one-bathroom condo is the perfect mountain retreat. Conveniently located near the ski slopes, Beech Mountain Golf Club, local restaurants, and convenience stores, this property offers both comfort and accessibility in one of the High Country's most desirable destinations. Step inside to discover a thoughtfully updated interior featuring an open-concept floor plan that seamlessly connects the living area, kitchen, and dining space. The fully remodeled kitchen boasts brand-new cabinetry, countertops, appliances, sink, and flooring, creating a modern and functional space for everyday living or weekend getaways. This turnkey condo has been extensively renovated with numerous recent upgrades, including all-new flooring throughout, updated light fixtures, fresh interior paint, new trim, and a beautifully remodeled bathroom featuring a new vanity and commode. The covered patio has also been freshly painted and features new sliding glass doors, providing the perfect setting to relax and enjoy the year-round mountain views of Western North Carolina. The community offers desirable resort-style amenities, including a clubhouse with a gathering area and laundry facilities. Monthly homeowners association dues are $655 and include cable, high-speed internet, water, trash service, snow removal, exterior maintenance, and access to the clubhouse. Please refer to the Owners Association Disclosure for additional information. https://www.hbvillas.com/ Whether you are searching for a full-time residence, a mountain getaway, or an investment opportunity, this move-in-ready condo offers exceptional value in a prime Beech Mountain location. If you have been looking for a beautifully renovated property with convenient access to everything Beech Mountain has to offer, schedule your showing today!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
Valle Crucis ElementaryGrades PK-812.5 mi
8/10
Watauga HighGrades 9-1212.9 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Other,See Remarks
  • Construction materials: Vinyl Siding,Wood Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 600

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: 1940936293037
  • Zoning description: R3

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Other,See Remarks
  • Has view: Yes
  • View description: Mountain(s)

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters in Watauga County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$38$456
Property Taxes $50$600
Electricity $200$2,405
Total$1,021$12,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,005/yr
40% on housing$30,630/yr
45% on housing$27,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 28604$297
Watauga County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 28604$365
Watauga County$292

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$145,000
2026-02-01Listing removed$119,900
2025-12-20Listed for sale$119,900
2025-11-04Listing removed$119,900
2025-09-11Price change$119,900
2025-08-14Price change$126,900
2025-07-28Price change$129,900
2025-06-27Price change$132,500
2025-06-16Price change$135,900
2025-04-16Price change$137,900
2025-04-03Price change$139,900
2025-03-23Price change$143,000
2025-03-04Price change$145,000
2025-02-19Listed for sale$149,000
2025-02-17Listing removed$149,900
2024-11-27Price change$149,900
2024-11-24Price change$153,900
2024-11-15Price change$155,900
2024-11-01Price change$157,900
2024-08-15Price change$159,900
2024-07-31Price change$161,900
2024-06-28Price change$167,500
2024-02-08Listed for sale$168,000

For Sale by Agent

AgentThomas Kellner
BrokerageGreater Impact Realty Erwin

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