See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

615 BARTRAM DOWNS Road, Orange Park, FL, 32065

4beds
3baths
2,388sqft
$435,000
$182price/sqft
$3,169/moest. monthly cost
$126,760/yrincome needed

About This Home

2024 build • $13,050 (3%) closing cost credit • No CDD fees • 4BR/3BA • Nature-view backyard • Quartz counters • LVP flooring Built in 2024, this 4-bedroom, 3-bath home offers 2,388 sq ft of fresh, move-in-ready space in Orange Park with the savings of no CDD fees. Seller is offering $13,050 toward buyer closing costs with accepted offer, a 3% credit that helps this home stand out against nearby new construction! All appliances convey including washer and dryer. Set near Oakleaf Plantation conveniences, 615 Bartram Downs Rd pairs modern finishes with a larger backyard setting overlooking peaceful natural views. The open main living area features LVP flooring, quartz countertops, a bright kitchen, and easy flow for everyday living or hosting. A full bedroom and bath on the main level add flexibility, while the upstairs layout includes comfortable bedroom space and room to spread out. Tiled showers, clean 2024 finishes, and a neutral design keep the look current without the wait for a new build. Outside, the backyard offers rare usable space for the neighborhood, with room to explore a future pool, play space, garden, or expanded outdoor living. Enjoy sidewalk-lined access nearby, close to Oakleaf shopping, dining, schools, and optional Oakleaf amenity access available separately, buyer to verify terms.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
7/10
Oakleaf High SchoolGrades PK,9-121.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Eat-in Kitchen,Kitchen Island,Primary Bathroom - Shower No Tub,Walk-In Closet(s)
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,388 sqft

Property

Details

  • Parcel number: 08042500787300437

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Rear Porch
  • Fencing: Full,Vinyl,Wrought Iron
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 7,840 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$286$3,432
Property Taxes $444$5,328
Electricity $240$2,883
Total$3,169$38,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,651/yr
40% on housing$95,070/yr
45% on housing$84,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 32065$135
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32065$175
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$435,000
2024-05-23Sold$445,365
2024-04-15Pending sale$445,365
2024-04-02Price change$445,365
2024-03-27Price change$442,365
2024-03-13Price change$447,365
2024-03-05Price change$454,376
2024-03-04Price change$461,627
2024-03-01Price change$454,376
2024-02-27Price change$461,627
2024-02-13Price change$458,627
2024-02-12Price change$468,074
2024-02-10Price change$458,627
2024-02-08Price change$455,124
2024-02-08Listed for sale$445,677

For Sale by Agent

AgentSARAH ROTHSTEIN
BrokerageBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Similar Homes