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220A Brookwood Ln, Clarkesville, GA, 30523

2beds
2baths
0sqft
$399,000
--price/sqft
$2,602/moest. monthly cost
$104,080/yrincome needed

About This Home

Discover your ideal mountain retreat-perfectly positioned across the street from beautiful Lake Burton and just minutes from the best of North Georgia! Enjoy quick access to downtown Helen, Clarkesville and Clayton, while still feeling worlds away in your own private escape. Enter the home by way of the oversized screen porch then step inside to an inviting great room with vaulted ceilings, warm wood floors, and a floor to ceiling stone fireplace that instantly sets the mountain cottage mood. Two spacious bedrooms sit on opposite ends of the home for privacy. One opens to a secluded backyard which would lend an ideal spot for a future hottub deck-while the other opens onto a dream of a screened-in porch featuring a large stone fireplace. This is truly the perfect place to unwind and soak in the mountain air. Wrap-around porches offer effortless indoor-outdoor living, and a charming, stone walled carport provides covered parking for your vehicle and/or boat. Across the driveway, a generous flat area is ready for your vision-whether that's a garage, play area, or garden. As a bonus, there is generous storage and workshop area under the screened porch. The property includes fruit trees, a fire pit, and plenty of usable outdoor space for year-round enjoyment. Keep a boat nearby and enjoy everything the lake lifestyle has to offer. With its proximity to Lake Burton and public marinas, the home has potential to be an excellent short term rental opportunity, (in accordance with county qualifications and regulations). This is the mountain cottage you've been searching for-full of charm, character, and unbeatable location!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
8/10
--
Habersham Success AcademyGrades 6-1217.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1996

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Ice Maker,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Closet

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Beamed Ceilings,High Ceilings,Master On Main Level,Split Bedroom Plan
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Outside
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 032 029A

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Screened

Lot

  • Lot size: 1 Acres
  • Features: Corner Lot,Level,Sloped

Parking

  • Parking features: Carport,Detached,Parking Pad,Side/Rear Entrance
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$177$2,124
Property Taxes $189$2,268
Electricity $219$2,637
Total$2,602$31,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,211/yr
40% on housing$78,060/yr
45% on housing$69,386/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30523$216
Habersham County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 30523$209
Habersham County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$399,000
2026-06-10Price change$424,000
2026-06-02Listed for sale$440,000
2026-01-02Listing removed$445,000
2025-11-03Price change$445,000
2025-10-01Price change$460,000
2025-07-04Listed for sale$475,000
2024-04-23Sold$375,000
2024-04-04Pending sale$399,900
2024-03-25Contingent$399,900
2024-02-08Listed for sale$399,900

For Sale by Agent

AgentRoxanne Barron
BrokerageCentury 21 Community Realty

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