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2105 Sunset Drive, Cottonwood, AZ, 86326

3beds
2baths
1,444sqft
$539,000
$373price/sqft
$3,269/moest. monthly cost
$130,760/yrincome needed

About This Home

2105 Sunset Drive is a never-lived-in former model home featuring extensive upgrades and thoughtful design throughout. Built in 2022, this home offers a functional, open floor plan with elevated finishes and abundant natural light. The property includes a 3-car garage and a fully landscaped backyard with artificial turf, creating a low-maintenance outdoor space designed for immediate enjoyment. Enjoy beautiful mountain views from the backyard, adding to the home's peaceful setting. Located in a quiet Cottonwood neighborhood with convenient access to Old Town Cottonwood, dining, shopping, Verde Valley wine country, and outdoor recreation. A rare opportunity to own a turnkey, highly upgraded home that has never been occupied.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
Arizona Izone InstituteGrades K-121.5 mi
5/10
Dr Daniel Bright SchoolGrades PK-81.5 mi
2/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Stucco,Wood Frame

Other

  • Builder name: Miramonte

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Reverse Osmosis,Refrigerator,Built-in Microwave,Dishwasher,Electric Range,Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Double Vanity,Kitchen Island,Pantry,3/4 Bath Master Bdrm
  • Window features: Screens,Double Pane Windows
  • Flooring: Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,444
  • Total interior livable area: 1,444 sqft

Property

Details

  • Parcel number: 40664190

Features

  • Stories: 1
  • Patio & porch: Covered
  • Spa features: None
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Desert,Red Rocks/Boulders,Mountain(s)

Lot

  • Lot size: 6,603 sqft
  • Features: Desert Front,Gravel/Stone Front,Synthetic Grass Back,Auto Timer H2O Front,Auto Timer H2O Back

Parking

  • Total spaces: 6
  • Parking features: Attached,Temp Controlled
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Wildfire
Inland Flooding
Winter Weather

FEMA Declared Disasters in Yavapai County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance $149$1,788
Property Taxes $179$2,148
Electricity $216$2,603
Total$3,269$39,228

Income You'd Need if You Spent...

35% on housing$112,080/yr
40% on housing$98,070/yr
45% on housing$87,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 86326$214
Yavapai County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 86326$258
Yavapai County$289

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-23Listed for sale$539,000
2024-03-21Listing removed--
2024-02-06Listed for sale$629,900

For Sale by Agent

AgentBailey Chavez
BrokerageRE/MAX Sedona

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