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502 4th St, Fulton, KY, 42041

2beds
1baths
1,140sqft
$85,999
$75price/sqft
$800/moest. monthly cost
$32,000/yrincome needed

About This Home

This charming 1904 Bungalow features two bedrooms, one bath and a full dining room for gathering. The double paned windows are approx. 3 years old and the roof is approx. 8 years old. The HVAC and the water heater are approx. 7 years old. The electric fireplace in the living room is less than 2 years old and there is fresh paint throughout the home. All appliances will remain with the home. Put in your new pool on the huge back deck for an abundance of Summer fun! Take your tour today!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
Fulton Independent SchoolGrades PK-120.3 mi

Construction

Condition

  • Year built: 1904

Materials

  • Foundation: Other,Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,140

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,140
  • Total interior livable area: 1,140 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: F4916

Features

  • Levels: One
  • Fencing: Partial,Privacy,Wood

Lot

  • Lot size: 0.28 Acres
  • Features: Secluded,Wooded,Many Trees

Parking

  • Total spaces: 2
  • Parking features: Detached Carport,Detached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Earthquake
Ice Storm
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $434$5,208
Home Insurance *$167$2,004
Property Taxes $45$540
Electricity $154$1,850
Total$800$9,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,428/yr
40% on housing$24,000/yr
45% on housing$21,333/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.4%
9.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 42041$67
Fulton County$62

vs Homes Sold Last Month

Median $/sqft

ZIP 42041
Fulton County$68

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$82,900
2026-07-22Listed for sale$85,999
2024-05-10Sold$78,000
2024-05-08Pending sale$82,000
2024-04-01Listed for sale$82,000
2024-03-15Pending sale$82,000
2024-03-03Listed for sale$82,000
2024-02-21Pending sale$82,000
2024-02-06Listed for sale$82,000

For Sale by Agent

AgentTonya Windsor
BrokerageeXp Realty, LLC - Paducah

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