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2651 Martha 1/2 St, Philadelphia, PA, 19125

2beds
1baths
800sqft
$239,000
$299price/sqft
$1,723/moest. monthly cost
$68,920/yrincome needed

About This Home

Quaint 2BR with huge Backyard oasis offers an affordable option in a booming area. Enjoy a stylish bathroom and kitchen, with original charm like a central staircase and quirky interior window! Additional appliances include dishwasher, microwave, refrigerator, a/cs, w/d in basement. A wonderful location right by 95 and public transportation, with the added bonus of huge equity down the line. Rehabs and new construction everywhere! With Conventional at 5.875 and FHA at 5.375 and 3.5% down for first time home buyers, now is the time to buy. Lender fee concessions available through Realtor recommended lender, cutting your closing costs even more.

Getting Around

88
WalkingVery Walkable
69
TransitGood Transit
87
BikeVery Bikeable

Schools

7/10
Hackett Horatio B SchoolGrades PK-50.4 mi
3/10
Penn Treaty Middle SchoolGrades 6-120.9 mi

Construction

Condition

  • Year built: 1875

Materials

  • Foundation: Stone
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 800

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 311191900
  • Zoning: SINGLE FAMILY
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 840 sqft
  • Lot size dimensions: 12.00 x 70.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$122$1,464
Property Taxes $169$2,028
Electricity $224$2,692
Total$1,723$20,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,074/yr
40% on housing$51,690/yr
45% on housing$45,946/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 19125$216
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19125$235
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$239,000
2026-04-15Price change$259,000
2026-03-19Listed for sale$269,000
2025-11-11Listing removed$229,900
2025-09-16Price change$229,900
2025-09-12Price change$241,900
2025-08-11Price change$231,900
2025-06-17Price change$237,900
2025-06-10Price change$241,900
2025-05-23Listed for sale$243,900
2025-05-12Listing removed$229,900
2025-04-29Price change$229,900
2025-04-01Price change$231,900
2025-03-13Price change$232,900
2025-03-03Price change$234,900
2025-01-27Listed for sale$249,900
2024-10-17Listing removed$239,900
2024-10-17Price change$239,900
2024-08-13Price change$249,900
2024-08-08Pending sale$250,500
2024-08-05Price change$239,900
2024-07-23Price change$249,900
2024-07-10Price change$254,900
2024-06-20Listed for sale$259,900
2024-04-13Listing removed--

For Sale by Agent

AgentJudith Conte
BrokerageRogues Real Estate

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