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4450 COZY CONDOR COURT, Bartow, FL, 33830

3beds
2baths
1,555sqft
$299,900
$193price/sqft
$2,272/moest. monthly cost
$90,880/yrincome needed

About This Home

Better than new and move-in ready! Welcome to this beautifully maintained 3-bedroom, 2-bath home offering over 1,500 square feet of thoughtfully designed living space in one of Bartow's fastest-growing communities. Built in 2024, this home combines modern finishes, an open-concept floor plan, and energy-efficient construction for comfortable Florida living. ALSO HAS THE POSSIBILITY OF ASSUMING THE EXISTING VA MORTGAGE at 4.5%! OR, buy with zero money down using USDA financing! Please call the listing agent for details! The spacious kitchen is the heart of the home, featuring a large center island with seating, granite countertops, stainless steel appliances, abundant cabinetry, and a generous pantry. The kitchen flows seamlessly into the dining and great room, creating the perfect space for entertaining family and friends or simply relaxing at home. The private owner's suite offers a peaceful retreat with a spacious walk-in closet and an ensuite bath featuring dual vanities and a large walk-in shower. Three additional bedrooms provide flexibility for family, guests, a home office, or hobby space. Enjoy durable luxury vinyl plank flooring throughout the main living areas, neutral colors that complement any décor, smart home features, and a convenient indoor laundry room. The attached two-car garage provides additional storage and everyday convenience. Step outside to a covered rear lanai overlooking the backyard—perfect for morning coffee, evening barbecues, or creating your own outdoor oasis. Located just minutes from historic downtown Bartow, shopping, restaurants, schools, parks, medical facilities, and major highways, this home offers an easy commute to Lakeland, Winter Haven, and the greater Tampa and Orlando areas. Whether you're a first-time homebuyer, growing family, seasonal resident, or investor, this exceptional home offers the perfect combination of modern style, low-maintenance living, and outstanding value. Don't miss your opportunity to own this beautiful nearly new home—schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10
Bartow Middle SchoolGrades 6-84.6 mi
3/10
Bartow Senior High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Coastal,Contemporary,Craftsman,Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Disposal,Dryer,Electric Water Heater,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Pest Guard System,Solid Surface Counters,Solid Wood Cabinets,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,971
  • Total interior livable area: 1,555 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 242926289502004620
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Other
  • Exterior features: Sidewalk
  • Fencing: Vinyl
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 6,251 sqft
  • Features: Level,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$267$3,204
Property Taxes $292$3,504
Electricity $197$2,366
Total$2,272$27,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,897/yr
40% on housing$68,160/yr
45% on housing$60,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 33830$148
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33830$176
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$299,900
2026-07-29Listed for sale$305,000
2024-06-13Sold$284,900
2024-05-12Pending sale$284,900
2024-05-10Price change$284,900
2024-05-03Price change$289,900
2024-04-22Listed for sale$307,700
2024-03-26Listing removed--
2024-03-20Price change$307,700
2024-03-19Price change$307,200
2024-03-02Price change$306,200
2024-02-02Listed for sale$304,700

For Sale by Agent

AgentKen Jones
BrokerageEXP REALTY LLC

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