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91 Kitty Branch Way, Smithfield, NC, 27577

4beds
3baths
2,739sqft
$570,000
$208price/sqft
$3,684/moest. monthly cost
$147,360/yrincome needed

About This Home

Hard-to-find main-level living meets space to gather, entertain, and grow in this light-filled home in Hearon Pointe. Better than new and ideally positioned in the Cleveland/Clayton corridor--with the convenience of a Smithfield mailing address and zoned for highly sought-after Cleveland area schools, including Swift Creek Elementary School, Swift Creek Middle School, and Cleveland High School--this thoughtfully enhanced home offers the flexibility, upgrades, and everyday functionality buyers often wish new construction included. The highly sought-after main-level layout features a spacious primary suite designed for comfort and convenience, including private access to the laundry room and a spa-inspired bath with dual vanities, soaking tub, and oversized tiled walk-in shower with bench. A second main-floor bedroom and full bath with upgraded tile shower provide ideal space for guests or extended living. At the heart of the home, open-concept living shines with 9-foot ceilings on the first floor, durable LVP flooring, and a propane fireplace anchoring the bright and inviting family room. The kitchen is built for connection--centered around an oversized quartz island, white cabinetry, walk-in pantry, and an impressive butler's pantry with sink, perfect for entertaining, prep space, or hosting holiday gatherings with ease. A dedicated main-level office offers a quiet retreat for remote work or study. Step outside to your private backyard oasis set on just under an acre. Enjoy a screened porch, custom wood deck, hot tub, storage shed, and fully fenced yard with black wrought-iron fencing--ideal for outdoor entertaining, play, or relaxing evenings at home. Upstairs, two additional bedrooms, a full bath, and an expansive bonus room provide flexible living space for movie nights, game days, or gatherings. Over 700 square feet of walk-in attic storage offers exceptional room to grow or store with ease.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
Polenta ElementaryGrades PK-52.8 mi
8/10
Swift Creek MiddleGrades 6-81.6 mi
6/10
Cleveland High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Board & Batten Siding,Radiant Barrier,Spray Foam Insulation,Vinyl Siding

Notable Dates

  • Major remodel year: 2024

Other

  • Builder name: New Home

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Exhaust Fan,Microwave,Plumbed For Ice Maker,Vented Exhaust Fan,Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Pantry,Double Vanity,Entrance Foyer,Granite Counters,Kitchen Island,Open Floorplan,Master Downstairs,Recessed Lighting,Separate Shower,Smart Thermostat,Soaking Tub,Walk-In Closet(s),Water Closet,Wet Bar
  • Window features: Blinds,Double Pane Windows,Low-Emissivity Windows
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,739

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),Forced Air,Heat Pump,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,739
  • Total interior livable area: 2,739 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Central Living Area,Accessible Closets,Accessible Common Area,Accessible Electrical and Environmental Controls,Accessible Entrance,Accessible Full Bath,Accessible Hallway(s),Accessible Kitchen,Accessible Windows,Aging In Place,Central Living Area,Level Flooring,Safe Emergency Egress from Home,Visitor Bathroom

Details

  • Parcel number: 06H06016P
  • Zoning: RAG
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch,Porch,Screened
  • Exterior features: Fenced Yard,Storage
  • Fencing: Back Yard, Wrought Iron
  • Has view: Yes

Lot

  • Lot size: 0.93 Acres
  • Features: Landscaped
  • Lot size dimensions: 127 x 338 x 122 x 305

Parking

  • Total spaces: 7
  • Parking features: Attached,Concrete,Driveway,Electric Vehicle Charging Station(s),Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Johnston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$246$2,952
Property Taxes $301$3,612
Electricity $255$3,061
Total$3,684$44,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,308/yr
40% on housing$110,520/yr
45% on housing$98,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 27577$143
Johnston County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 27577$172
Johnston County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$570,000
2026-03-17Price change$575,000
2026-02-22Price change$579,000
2026-01-22Listed for sale$584,000
2024-09-12Sold$533,900
2024-07-09Pending sale$529,700
2024-05-01Price change$529,700
2024-02-02Listed for sale$524,700

For Sale by Agent

AgentAshley Ewing
BrokerageHomeTowne Realty

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