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3104 S Ocean View Ct Lot 31, Nags Head, NC, 27959

4beds
4baths
2,319sqft
$699,000
$301price/sqft
$4,285/moest. monthly cost
$171,400/yrincome needed

About This Home

Situated on a private, elevated lot in the desirable Hills of Nags Head, this beautifully maintained 4-bedroom, 3.5-bath coastal retreat offers the perfect blend of privacy and turnkey convenience. High elevation provides captivating ocean views, while the home’s unique setting—backing to the Nags Head Woods Preserve and sound—creates a peaceful backdrop rarely found on the Outer Banks. Designed for effortless coastal living, the spacious open-concept floor plan is filled with natural light and flows seamlessly onto expansive sun and covered decks, creating inviting spaces for entertaining or simply enjoying the breeze. Whether you’re searching for a primary residence, second home, or investment property, this home offers versatility. The generous primary suite serves as a sanctuary, complete with dual walk-in closets, a wet bar, a private deck, and ample space for a home office or sitting area. Three additional bedrooms and two-and-a-half baths provide comfortable accommodations for family and guests alike. Thoughtfully updated for peace of mind, recent improvements include a new roof (2023), new windows and durable SmartBoard exterior siding (2024), a new HVAC system (2026), and a new water heater—allowing the next owner to simply move in and enjoy. Ideally located just minutes from beach access, Jockey’s Ridge State Park, Jennette’s Pier, local schools, shopping, restaurants, and grocery stores, this exceptional property combines convenience with the serenity of one of Nags Head’s most sought-after neighborhoods. Best of all, there are no HOA dues or restrictions, offering added flexibility and value.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
7/10
Manteo Middle SchoolGrades 6-84.2 mi
7/10
Manteo High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Walk-In Closet(s),Wet Bar
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,319
  • Total interior livable area: 2,319 sqft

Property

Details

  • Zoning: R2

Features

  • Has view: Yes
  • View description: Ocean,Park/Greenbelt
  • Has water view: Yes
  • Water view: Ocean
  • Waterfront features: None

Lot

  • Features: Adj to Park Serv./Preserv,Cul-De-Sac,Easement(s)

Parking

  • Parking features: Off Street,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Dare County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$239$2,868
Property Taxes $297$3,564
Electricity $215$2,591
Total$4,285$51,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,914/yr
40% on housing$128,550/yr
45% on housing$114,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 27959$403
Dare County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 27959$383
Dare County$373

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$699,000
2021-05-18Sold$510,000
2021-04-06Contingent$525,000
2021-03-28Price change$525,000
2021-03-04Listed for sale$550,000

For Sale by Agent

AgentHunter Davis & OBX Legacy Home Sales Team
BrokerageTwiddy and Company - Corolla

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