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7024 S Virginia Dare Trl Lot 13, Nags Head, NC, 27959

4beds
4baths
2,350sqft
$889,000
$378price/sqft
$5,394/moest. monthly cost
$215,760/yrincome needed

About This Home

Sunrises Over the Atlantic. Sunsets Over the Sound. This Is Nags Head the Way It Was Always Meant to Be. Some houses sit near the water. This one lives on it. Perched on the beach road in the heart of Whalebone Beaches — one of Nags Head's most coveted stretches — 7024 S. Virginia Dare Trail has been completely transformed from the pilings up. New pilings. New mid-level addition with a spacious family room, three bedrooms, and two full baths. Original top-floor cottage preserved in pristine condition with gleaming hardwood floors, an updated kitchen, and an open living and dining space that frames unobstructed ocean views in every direction. Wake up to the Atlantic from your front deck. Wind down watching the sound light up gold from the back. Salty air, ocean breezes, and a location that puts you steps from Jennette's Pier and within walking distance of some of the best dining on the Outer Banks. This is the one to make your own: The details that matter: Completely renovated, remodeled, and updated — raised on all new pilings Added mid-level: large family room added + 2 bedrooms + 2 full baths Original top level: hardwood floors,2 bedrooms plus and office, updated kitchen, open ocean-view living space Massive deck space built for morning coffee, afternoon naps, and evening sunsets Sold fully furnished — just bring your flip flops! Keep it as your private escape or maximize the rental opportunities. Whalebone Beaches. Ocean views. Fully furnished. Properties like this don't sit. Call today to schedule your private showing.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

6/10
7/10
Manteo Middle SchoolGrades 6-84.5 mi
7/10
Manteo High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt
  • Construction materials: Frame,Cement Fiber Board

Other

  • Builder name: Raised, Remodeled, Updated2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Reverse Floor Plan,Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Carpet,Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,350
  • Total interior livable area: 2,350 sqft

Property

Details

  • Zoning: C2

Features

  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Waterfront features: Semi-Oceanfront (2nd row)

Lot

  • Lot size: 8,973 sqft
  • Features: Level
  • Lot size dimensions: 9000

Parking

  • Parking features: Underground

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Dare County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,495$53,940
Home Insurance *$304$3,648
Property Taxes $377$4,524
Electricity $218$2,626
Total$5,394$64,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,937/yr
40% on housing$161,820/yr
45% on housing$143,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 27959$400
Dare County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 27959$383
Dare County$373

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$889,000
2025-11-04Listing removed$935,000
2024-05-07Price change$935,000
2024-05-02Listed for sale$995,000
2021-10-08Sold$625,000
2021-08-29Contingent$549,900
2021-08-27Listed for sale$549,900

For Sale by Agent

AgentNelene M Gibbs
BrokerageNelene Gibbs Real Estate, LLC,

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