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810 Indigo Dr, Palo, IA, 52324

3beds
2baths
1,449sqft
$319,000
$220price/sqft
$2,287/moest. monthly cost
$91,480/yrincome needed

About This Home

Ralston Construction quality built newly constructed home with immediate possession. A step above the competition with a vision board and specifications attached. Open and functional, this home offers a main floor laundry room, vaulted great room ceiling, kitchen bar seating, and a 12' x 10' deck with stairs to the 8' x 12' concrete patio and rear yard. You'll appreciate the 2" x 6" exterior walls, house wrap, GAF Timberline shingles, Gerkin windows, Heil 96%+ efficient furnace and 16 Seer central air, and insulated 8' x 16' garage door. The cabinetry is white shaker in style with solid wood box structures and dove tail drawers. Shaw LVP flooring and an upper grade carpet has been selected. Hunter ceiling fans, interior and exterior soffit can lighting, and pendant lights show off the architecture of the floor plan. The walkout lower level offers egress windows facing South for plenty of light, TJI and OSB joist and flooring systems, insulated walls and sill plates, and a full bathroom stub. Delta plumbing faucets, a walk in primary bath shower, Quartz bath tops with granite kitchen tops. This quality built home offers a builder warranty and in the high demand school district of Viola Gibson, Harding, and Kennedy. Additional floor plans, specifications, and building sites are available. Photos are of a similar property and some are virtually staged. 6 Miles to Viola Gibson, 6.5 Miles to Blairs Ferry/Edgewood Rd intersection, 7 Miles to Hwy 100 bypass.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
7/10
Harding Middle SchoolGrades 6-88.4 mi
3/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Construction materials: Frame,Stone,Vinyl Siding

Other

  • Builder name: Ralston

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave,Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Kitchen/Dining Combo,Bath in Primary Bedroom,Main Level Primary
  • Finished area below ground: 0
  • Finished area above ground: 1,449

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,449 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 122015401000000

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 70 x 135

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather
Cold Wave
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$140$1,680
Property Taxes $413$4,956
Electricity $121$1,452
Total$2,287$27,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,411/yr
40% on housing$68,610/yr
45% on housing$60,986/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 52324$214
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52324$208
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-26Listed for sale$319,000
2026-03-02Listing removed$52,500
2024-01-31Listed for sale$52,500

New Construction

AgentHeather Morris
BrokerageSKOGMAN REALTY

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