




58 Banner Ln, Hardeeville, SC, 29927
About This Home
BETTER THAN NEW!!!Built 2023 on a PREMIUM LOT you can move right in!-Located in Hardeeville, a Bluffton suburb on a quiet cul-de-sac in the highly sought-after Hearthstone Lakes community, this one-story home is < three yrs old & stunning. Whether you sip coffee watching the sunrise on the patio or wave to neighbors from the front porch. From the inviting front porch to the stone-accented exterior upgraded front door, curb appeal sets the tone.Inside, you'll love the open floor plan designed for everyday living and entertaining. The kitchen is the heart of the home, featuring granite ctops, a large island that comfortably seats four, stainless steel appliances (including washer and dryer), an upgraded single-bowl sink, stylish backsplash, soft-close cabinets,spacious walk-in pantry, and upgraded oven. It's functional, stylish & ready for everything from weeknight dinners to holiday gatherings.This home lives like a retreat. Hearthstone Lakes has a low HOA but offers larger homesites, sidewalks on both sides of the street, cul-de-sacs for safe biking or walking, community pool, pavilion, fitness center, playground, and open space. Boat/RV storage is also available.The layout offers excellent bdrm separation, w/primary suite private on the back of the home with peaceful wooded views, generously sized, features a huge walk-in closet, linen closet, spacious bathroom, spa-inspired walk-in shower, & a private water closet... a relaxing retreat. Two additional bedrooms are located at the front of the home, ideal for guests, family, or a home office. Enjoy the best of Lowcountry living. The home backs to woods, offering privacy & a natural backdrop. The screened porch and extended concrete patio provide plenty of room to relax or entertain, and the hot tub adds an extra touch of enjoyment. Facing southwest, you can enjoy beautiful sunrise views from the screened porch.Upgrades include luxury vinyl plank flooring throughout (with tile in the bathrooms and laundry room), upgraded carpet in the bedrooms, enhanced lighting, a smart thermostat, stone front elevation, leaf guard gutter system, screened porch, and extended patio. All appliances remain, making this home truly move-in ready.Hearthstone Lakes is a welcoming, pet-friendly neighborhood with a community pool and easy access to highways, shopping, restaurants, all that Beaufort County offer. LOOK NO FURTHER.Just 30 minutes from Hilton Head's world-famous beaches, close enough for beach days whenever you'd like
Getting Around
Schools
Construction
Condition
- Year built: 2023
Materials
- Roof: Composition,Shingle
- Construction materials: Vinyl Siding
Other
- Builder model: Kiawah
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Self Cleaning Oven,Washer
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Main Level Primary,Smooth Ceilings,Smart Thermostat,Unfinished Walls,Entrance Foyer,Eat-in Kitchen,Pantry
- Window features: Insulated Windows,Screens
- Flooring: Carpet,Luxury Vinyl,Luxury VinylPlank
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total interior livable area: 1,894 sqft
Primary Bedroom
- Level: First
Property
Details
- Special condition: None
Features
- Stories: 1
- Pool features: Community
- Patio & porch: Front Porch,Patio,Porch,Screened
- Exterior features: Enclosed Porch,Patio
- Has view: Yes
- View description: Trees/Woods
- Water view: Trees/Woods
Lot
- Lot size: 0.25 Acres
- Features: < 1/4 Acre
Parking
- Total spaces: 2
- Parking features: Driveway,Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Heat Wave
- Lightning
- Strong Wind
- Coastal Flooding
- Cold Wave
- Earthquake
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Jasper County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance * | $149 | $1,788 |
| Property Taxes | $199 | $2,388 |
| Electricity | $204 | $2,449 |
| Total | $2,751 | $33,012 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Price change | $429,900 |
| 2026-07-25 | Price change | $434,900 |
| 2026-06-25 | Price change | $439,000 |
| 2026-06-04 | Price change | $441,000 |
| 2026-04-09 | Price change | $443,000 |
| 2026-03-06 | Listed for sale | $444,000 |
| 2024-01-30 | Sold | $418,425 |
| 2023-06-08 | Pending sale | $418,425 |
| 2023-06-06 | Listed for sale | $418,425 |
For Sale by Agent
