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58 Banner Ln, Hardeeville, SC, 29927

3beds
2baths
1,894sqft
$434,900
$230price/sqft
$2,751/moest. monthly cost
$110,040/yrincome needed

About This Home

BETTER THAN NEW!!!Built 2023 on a PREMIUM LOT you can move right in!-Located in Hardeeville, a Bluffton suburb on a quiet cul-de-sac in the highly sought-after Hearthstone Lakes community, this one-story home is < three yrs old & stunning. Whether you sip coffee watching the sunrise on the patio or wave to neighbors from the front porch. From the inviting front porch to the stone-accented exterior upgraded front door, curb appeal sets the tone.Inside, you'll love the open floor plan designed for everyday living and entertaining. The kitchen is the heart of the home, featuring granite ctops, a large island that comfortably seats four, stainless steel appliances (including washer and dryer), an upgraded single-bowl sink, stylish backsplash, soft-close cabinets,spacious walk-in pantry, and upgraded oven. It's functional, stylish & ready for everything from weeknight dinners to holiday gatherings.This home lives like a retreat. Hearthstone Lakes has a low HOA but offers larger homesites, sidewalks on both sides of the street, cul-de-sacs for safe biking or walking, community pool, pavilion, fitness center, playground, and open space. Boat/RV storage is also available.The layout offers excellent bdrm separation, w/primary suite private on the back of the home with peaceful wooded views, generously sized, features a huge walk-in closet, linen closet, spacious bathroom, spa-inspired walk-in shower, & a private water closet... a relaxing retreat. Two additional bedrooms are located at the front of the home, ideal for guests, family, or a home office. Enjoy the best of Lowcountry living. The home backs to woods, offering privacy & a natural backdrop. The screened porch and extended concrete patio provide plenty of room to relax or entertain, and the hot tub adds an extra touch of enjoyment. Facing southwest, you can enjoy beautiful sunrise views from the screened porch.Upgrades include luxury vinyl plank flooring throughout (with tile in the bathrooms and laundry room), upgraded carpet in the bedrooms, enhanced lighting, a smart thermostat, stone front elevation, leaf guard gutter system, screened porch, and extended patio. All appliances remain, making this home truly move-in ready.Hearthstone Lakes is a welcoming, pet-friendly neighborhood with a community pool and easy access to highways, shopping, restaurants, all that Beaufort County offer. LOOK NO FURTHER.Just 30 minutes from Hilton Head's world-famous beaches, close enough for beach days whenever you'd like

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder model: Kiawah

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Self Cleaning Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Main Level Primary,Smooth Ceilings,Smart Thermostat,Unfinished Walls,Entrance Foyer,Eat-in Kitchen,Pantry
  • Window features: Insulated Windows,Screens
  • Flooring: Carpet,Luxury Vinyl,Luxury VinylPlank

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total interior livable area: 1,894 sqft

Primary Bedroom

  • Level: First

Property

Details

  • Special condition: None

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Front Porch,Patio,Porch,Screened
  • Exterior features: Enclosed Porch,Patio
  • Has view: Yes
  • View description: Trees/Woods
  • Water view: Trees/Woods

Lot

  • Lot size: 0.25 Acres
  • Features: < 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Strong Wind
Coastal Flooding
Cold Wave
Earthquake
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Jasper County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$149$1,788
Property Taxes $199$2,388
Electricity $204$2,449
Total$2,751$33,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,320/yr
40% on housing$82,530/yr
45% on housing$73,360/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 20.6%
20.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 29927$236
Jasper County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 29927$292
Jasper County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Price change$429,900
2026-07-25Price change$434,900
2026-06-25Price change$439,000
2026-06-04Price change$441,000
2026-04-09Price change$443,000
2026-03-06Listed for sale$444,000
2024-01-30Sold$418,425
2023-06-08Pending sale$418,425
2023-06-06Listed for sale$418,425

For Sale by Agent

AgentCOAST PROFESSIONALS
BrokerageCOAST PROFESSIONALS Brokered by EXP Realty

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