See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

609 Osprey Cv, Brandon, MS, 39047

5beds
4baths
3,506sqft
$1,200,000
$342price/sqft
$7,808/moest. monthly cost
$312,320/yrincome needed

About This Home

Reservoir Waterfront New Construction! Experience exceptional waterfront living in this stunning new construction home offering 3,506 square feet, 5 bedrooms, and 4 full baths, all perfectly positioned to capture some of the most breathtaking views of the Reservoir and its unforgettable sunsets. Designed with both everyday comfort and entertaining in mind, the open-concept floor plan features a spectacular kitchen equipped with top-of-the-line GE Monogram appliances, including a double convection oven and a six-burner gas cooktop with grill. A nice, walk-in pantry and beautiful finishes complement the kitchen, which flows seamlessly into the spacious living area. The living room is anchored by a striking fireplace flanked by elegant screened and lighted cabinets, a built-in wine rack, and a wine refrigerator. The beautiful white oak mantel and staircase add warmth and timeless character. A dramatic second-story overlook with soaring 22-foot ceilings provides a stunning view of the living room below and offers the perfect space for a home office or flex area. Outdoor living is equally impressive, featuring a large second-story balcony and a covered porch with an outdoor kitchen on the main level, ideal for relaxing or entertaining while enjoying the peaceful water views. The primary suite, located on the main level, showcases breathtaking Reservoir views. The luxurious primary bath features a stunning crystal chandelier/fan combination, a freestanding soaking tub, and a spacious walk-in shower filled with natural light. Additional highlights include a three-car garage, imported Italian tile in the guest bathroom, thoughtfully designed storage throughout the home, and a charming front courtyard that creates an additional private outdoor sitting area. Elegant rain chains guide water gracefully from the upper level to the ground, adding a unique architectural touch .Located in the top-rated Northwest Rankin School District, this home also provides access to the exceptional amenities of Arbor Landing, including a community pool, clubhouse, and nearly 19 miles of scenic walking and biking trails, along with convenient access to fishing and boating on the Reservoir. This remarkable home truly offers the best of luxury waterfront living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
7/10
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Double Oven,Gas Cooktop,Gas Water Heater,Range Hood,Refrigerator,Self Cleaning Oven,Tankless Water Heater,Wine Refrigerator
  • Laundry features: Laundry Room,Main Level,Sink

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Built-in Features,Ceiling Fan(s),Double Vanity,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,Smart Thermostat,Soaking Tub,Storage,Walk-In Closet(s),Wired for Sound
  • Door features: Double Entry,Mirrored Closet Door(s)
  • Flooring: Tile,Wood
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,506
  • Total interior livable area: 3,506 sqft

Property

Details

  • Parcel number: H13j000001 00040

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Balcony,Outdoor Grill,Outdoor Kitchen,Rain Gutters
  • Fencing: None
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Reservoir,Waterfront

Lot

  • Lot size: 0.27 Acres
  • Features: Landscaped,Level,Sprinklers In Front,Sprinklers In Rear,Views

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$836$10,032
Property Taxes $579$6,948
Electricity $326$3,912
Total$7,808$93,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$267,702/yr
40% on housing$234,240/yr
45% on housing$208,213/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 39047$162
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39047$157
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$1,200,000

New Construction

AgentLeslie P Ratcliff
BrokerageRatcliff Realty Group LLC

Similar Homes