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607 Osprey Cv, Brandon, MS, 39047

4beds
3baths
3,022sqft
$990,000
$328price/sqft
$6,454/moest. monthly cost
$258,160/yrincome needed

About This Home

Welcome to refined waterfront living in the prestigious Osprey Pointe subdivision on the Reservoir in Brandon, MS. This exceptional new construction home offers 4 bedrooms, 3 bathrooms, and approximately 3,022 square feet of thoughtfully designed living space, blending elegance, comfort, and functionality. From the moment you arrive, the home's striking architecture and upscale presence set it apart. Inside, you'll find an expansive open-concept layout designed for both everyday living and entertaining. The spacious living area flows seamlessly into the dining space and gourmet kitchen, creating a warm yet refined atmosphere. The kitchen serves as the heart of the home, offering both style and practicality with views into the main living areas. The private primary suite is a true retreat, featuring a spa-like bath and generous closet space. Additional bedrooms provide flexibility for guests, family, or a home office, while the upper level offers added privacy and versatility. Step outside and experience the ultimate highlight--waterfront living on the Reservoir. Enjoy peaceful mornings, breathtaking sunsets, and the convenience of boating and outdoor recreation right from your backyard. Covered outdoor living spaces make it easy to relax or entertain year-round. This is a rare opportunity to own a luxury waterfront home in one of Brandon's premier neighborhoods--where lifestyle, location, and design come together seamlessly.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
7/10
8/10

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range Hood,Tankless Water Heater,Vented Exhaust Fan

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace features: Den,Gas Log,Ventless
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,022
  • Total interior livable area: 3,022 sqft

Property

Details

  • Parcel number: H13j00000100030

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,005$60,060
Home Insurance *$690$8,280
Property Taxes $478$5,736
Electricity $281$3,372
Total$6,454$77,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,280/yr
40% on housing$193,620/yr
45% on housing$172,106/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 39047$162
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39047$157
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$990,000

New Construction

AgentChristal Warren
BrokerageTrifecta Real Estate, LLC

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