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33 Eden Road #41, Cuddebackville, NY, 12729

8beds
4baths
4,098sqft
$475,000
$116price/sqft
$3,977/moest. monthly cost
$159,080/yrincome needed

About This Home

All things are possible with this one! Live in one & rent the other 3 units out or bring your extended family/guests and host all the holiday gatherings. Whether you're seeking a multi-generational living arrangement or an investment opportunity this property offers excellent possibilities. The main house is a 2-family. One unit with 3-4 bedrooms, 1-2 baths, (a new 408 Sqft addition that’s partially finished which is a bedroom and bath). 2nd unit has 2 bedrooms, 2 baths. Also, two charming cottages: The first cottage offers 2 bedrooms & 1 bath. The 2nd cottage offers 1 bedroom 1 bath. The roof on all were done within the last 5 years. As well as appliance, updated kitchen, flooring, and electrical upgrades in some of the units. There is also a 2-car detached garage w/ loft area & an additional 1.25-acre BUILDABLE lot on its own section block and lot (Town verbally approved this lot for another 2-family home) also bringing it to a little over 5 acres. A wonderful opportunity for all! Additional Information: HeatingFuel:Oil Above Ground,ParkingFeatures:2 Car Detached,

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Cottage
  • Property subType: Quadruplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s),Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Master Downstairs

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 4,098
  • Total interior livable area: 4,098 sqft

Property

Details

  • Parcel number: 300002600001010001

Features

  • Levels: Two

Lot

  • Lot size: 3.80 Acres
  • Features: Corner Lot,Sloped

Parking

  • Total spaces: 2
  • Parking features: Detached,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$183$2,196
Property Taxes $716$8,592
Electricity $677$8,126
Total$3,977$47,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,354/yr
40% on housing$119,310/yr
45% on housing$106,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 12729$184
Sullivan County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 12729
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-05Price change$475,000
2026-01-26Price change$485,000
2025-07-17Pending sale$499,999
2025-01-12Price change$499,999
2024-01-27Listed for sale$575,000

For Sale by Agent

AgentDorian M Jennings
BrokerageElliott & Pomeroy Inc

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