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139 Swallowtail Ln, Homer, GA, 30547

3beds
3baths
0sqft
$399,000
--price/sqft
$2,982/moest. monthly cost
$119,280/yrincome needed

About This Home

Looking for a 3-bedroom home in a golf course community with resort-style amenities? This home in Chimney Oaks offers easy living, modern finishes, and a peaceful setting where your day can start with coffee in a bright open space and end with quiet backyard views of the fairway. Inside, the layout is simple and functional. Two generously sized bedrooms and a full bathroom are located at the front of the home, giving guests or family their own space, or making a great setup for a home office. As you move further in, everything opens up into a connected kitchen, dining, and living area that feels comfortable and easy to live in. The kitchen features white cabinets, granite countertops, stainless steel appliances, and an electric range, giving you a clean, modern space for everyday meals or hosting friends. The primary suite is set privately toward the back of the home and overlooks the backyard, creating a calm place to unwind. The bathroom includes a double vanity, soaking tub, separate shower, and a walk-in closet that makes storage simple. You'll also find durable LVP flooring throughout the entire home. Living in Chimney Oaks means more than just a home. You get access to a Jr. Olympic-sized pool, tennis courts, fitness center, clubhouse, on-site restaurant, and a beautiful golf course community that brings everything together. If you're searching for a low-maintenance home with great amenities and a relaxed lifestyle, this one check all the boxes. ***Stock photo being used***

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
7/10
6/10
Banks County High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Common Area

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Double Vanity,High Ceilings,Master On Main Level,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 0
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Breakfast Area,Kitchen Island,Pantry

Property

Details

  • Parcel number: B50C055

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened
  • Waterfront features: No Dock Or Boathouse
  • Waterbody name: None
  • Frontage type: Golf Course

Lot

  • Lot size: 9,147 sqft
  • Features: Cul-De-Sac,Private

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Hail
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$136$1,632
Property Taxes $610$7,320
Electricity $219$2,637
Total$2,982$35,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,240/yr
40% on housing$89,460/yr
45% on housing$79,520/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30547$152
Banks County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 30547
Banks County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-31Price change$399,000
2026-04-11Listed for sale$409,000
2024-03-12Sold$366,973
2024-01-27Pending sale$366,573
2024-01-27Listed for sale$366,573

For Sale by Agent

AgentStephanie Kim
BrokeragePBG Built Realty

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