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119 Cotita Dr, Toney, AL, 35773

4beds
4baths
2,769sqft
$374,927
$135price/sqft
$2,608/moest. monthly cost
$104,320/yrincome needed

About This Home

Proposed Construction-Move into this stunning Chelsea B in Ivy Hills this September! This thoughtfully designed home features an open floor plan flooded with natural light, showcasing quartz countertops throughout the spacious kitchen with ample counter space overlooking the breakfast nook and living room. The convenient first-floor study provides flexible space for your needs.Upstairs, discover four generously sized bedrooms, each with abundant closet space.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Sparkman Middle SchoolGrades 6-83.4 mi
2/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes

Materials

  • Foundation: Slab

Other

  • Builder name: DAVIDSON HOMES LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: Second
  • Area: 121

Bedroom3

  • Level: Second
  • Area: 121

Bedroom4

  • Features: Carpet,Walk-In Closet(s)
  • Level: Second
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,769 sqft

Kitchen

  • Features: Pantry,Quartz
  • Area: 153

Living Room

  • Features: LVP
  • Level: First
  • Area: 289

Property

Details

  • Parcel number: 0704170000040248

Features

  • Levels: Two
  • Stories: 2

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Garage Door Opener,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$283$3,396
Property Taxes $121$1,452
Electricity $309$3,718
Total$2,608$31,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,417/yr
40% on housing$78,240/yr
45% on housing$69,546/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 35773$141
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35773$156
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$389,327
2025-12-18Listing removed$284,900
2025-03-21Price change$284,900
2024-06-15Price change$289,900
2024-01-26Listed for sale$299,900

New Construction Spec

AgentAngela Hawke
BrokerageDavidson Homes LLC 4

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