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6813 NE 121st St, Vancouver, WA, 98686

3beds
2baths
1,353sqft
$445,000
$329price/sqft
$2,828/moest. monthly cost
$113,120/yrincome needed

About This Home

Seller is offering some closing costs, interest rate buy-down, or HOA dues with an accepted offer. *******Better than new and move-in ready! Built in 2023, this beautifully maintained 3-bedroom, 2-bath home offers the perfect combination of modern finishes, low-maintenance living, and everyday functionality in one of Vancouver's most convenient locations.Step inside to an open-concept floor plan designed for both comfortable living and easy entertaining. The spacious kitchen features quartz countertops, stainless steel appliances, a large island, pantry, and abundant cabinet space, all flowing seamlessly into the main living area. Durable laminate flooring throughout the main level adds both style and practicality.Upstairs, you'll find a versatile loft space perfect for a home office, playroom, media room, or additional living area. The spacious primary suite offers a walk-in closet and private ensuite bath, while two additional bedrooms provide flexibility for guests, hobbies, or growing households. Outside, enjoy a fully fenced backyard and patio—ideal for summer BBQs, pets, gardening, or simply relaxing after a long day. Unlike new construction, this home is complete, established, and ready for immediate enjoyment with no waiting for construction timelines or landscaping installation. Conveniently located near shopping, dining, parks, schools, and major commuter routes, this nearly-new home offers exceptional value and modern comfort in a desirable Vancouver neighborhood. Plus the HOA allows for rentals!

Getting Around

18
WalkingCar-Dependent
0
TransitNo Nearby Transit
51
BikeBikeable

Schools

5/10
7/10
5/10
Prairie High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Free-Standing Refrigerator,Microwave,Plumbed For Ice Maker,Stainless Steel Appliance(s),Washer/Dryer,Electric Water Heater

Basement

  • Basement: None

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Pantry,Quartz,Great Room,Walk-In Closet(s)
  • Window features: Vinyl Frames
  • Flooring: Laminate,Wall to Wall Carpet

Heating & Cooling

  • Heating features: Forced Air 95 Plus,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,353
  • Total interior livable area: 1,353 sqft

Kitchen

  • Features: Disposal, Island, Microwave, Pantry,Free Standing Range, Plumbed For Ice Maker, Quartz
  • Level: Main

Living Room

  • Features: Great Room
  • Level: Main

Master Bedroom

  • Features: Walkin Closet
  • Level: Upper

Property

Details

  • Parcel number: 986064499

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Patio
  • Exterior features: Gas Hookup

Lot

  • Lot size: 2,613 sqft
  • Features: Level,Sprinkler,SqFt 0K to 2999

Parking

  • Total spaces: 1
  • Parking features: Driveway,Off Street,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Clark County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$92$1,104
Property Taxes $337$4,044
Electricity $149$1,793
Total$2,828$33,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,960/yr
40% on housing$84,840/yr
45% on housing$75,413/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 98686$252
Clark County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 98686$319
Clark County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Price change$445,000
2026-06-26Price change$449,900
2026-06-16Listed for sale$459,900
2024-04-10Sold$436,320
2024-03-08Pending sale$434,995
2024-02-23Price change$434,995
2024-01-25Listed for sale$449,995

For Sale by Agent

AgentAngie Butler
BrokeragePremiere Property Group LLC

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