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1208 Cummings Rd, Ridge Spring, SC, 29129

3beds
1baths
1,419sqft
$265,000
$187price/sqft
$1,805/moest. monthly cost
$72,200/yrincome needed

About This Home

Cute 3 bedroom cottage on 1.5 acres. Live in the country without being too far from town. Just a few minutes from I-20, Aiken, North Augusta and Augusta. Property is completely fence and has an electronic gate. 2 car carport, 2 additional storage sheds. Great outdoor space for a garden, playground, pool etc. Many possibilities with all this space. Large inviting front porch invites you into the living with beautiful hardwood floors. The Kitchen, dining and living room are open and great for entertaining. All appliances stay including refrigerator, washer and dryer. This little country gem is full of possibilities, make it yours. enjoy the evenings on the large side deck viewing the stars or grill and gather with friends.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

2/10
--

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Other,Block
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Self Cleaning Oven,Washer,Refrigerator,Cooktop,Dryer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 136.7865
  • Dimensions: 10.17 x 13.45

Bedroom3

  • Level: Main
  • Area: 119.3668
  • Dimensions: 9.58 x 12.46

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • See Remarks,Other,Bedroom on 1st Floor,Ceiling Fan(s),Eat-in Kitchen,Pantry
  • Flooring: Carpet,Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,419

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,419
  • Total interior livable area: 1,419 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Primary Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 13 x 14

Property

Details

  • Parcel number: 1140006042
  • Special condition: Standard
  • Horse amenities: Other

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Other
  • Fencing: Fenced
  • Horses can be raised: Yes

Lot

  • Lot size: 1.58 Acres
  • Features: Farm,Level

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Earthquake
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Aiken County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$159$1,908
Property Taxes $103$1,236
Electricity $204$2,449
Total$1,805$21,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,885/yr
40% on housing$54,150/yr
45% on housing$48,133/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 29129$78
Aiken County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 29129$152
Aiken County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$249,350
2026-07-25Listed for sale$265,000
2024-03-04Sold$236,000
2024-02-15Contingent$236,500
2024-01-25Listed for sale$236,500

For Sale by Agent

AgentMary Nadal-Mayer
BrokerageMeybohm Real Estate - Aiken

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