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74 Blue Herring Dr, Decaturville, TN, 38329

3beds
3baths
1,200sqft
$475,000
$396price/sqft
$3,329/moest. monthly cost
$133,160/yrincome needed

About This Home

Built in 2024, this 3 bedroom, 2.5 bath home offers a perfect blend of comfort, functionality, and modern style. Inside you will find an upgraded kitchen featuring a convenient island and an inviting eat-in dining area that flows effortlessly into the cozy living space or out to the large covered porch, creating the perfect setting for both everyday living and entertaining. The property also provides abundant covered parking and sits on two spacious lots, offering extra room and flexibility. Outdoor features include a separate RV cover and parking area, a private pond with a dock, a dog run, and an elevator/lift for added convenience. Located adjacent to a golf course and just minutes from the Tennessee River, this property combines recreation with relaxation. The large covered carport area includes a 50-amp RV hookup and water service, creating excellent income potential while allowing the home to be used as a short-term rental or Airbnb opportunity.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
5/10
5/10
Riverside High SchoolGrades 9-126.8 mi

Construction

Condition

  • Property condition: false
  • Year built: 2024

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: In Basement

Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 11.0 x 14.0

Bedroom

  • Level: Upper
  • Area: 255
  • Dimensions: 15.0 x 17.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Elevator,Granite Counters,Open Floorplan,Vaulted Ceiling(s)
  • Flooring: Luxury Vinyl

Interior Area

  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 11.0 x 13.0

Living Room

  • Level: Main
  • Area: 306
  • Dimensions: 17.0 x 18.0

Master Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 11.0 x 14.0

Property

Details

  • Parcel number: 065O G 009.00
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Deck,Front Porch
  • Exterior features: Dog Run,Rain Gutters
  • Fencing: Other
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 0.51 Acres
  • Features: On Golf Course
  • Lot size dimensions: .51 acres

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Rear,RV Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance $121$1,452
Property Taxes $632$7,584
Electricity $175$2,103
Total$3,329$39,948

Income You'd Need if You Spent...

35% on housing$114,137/yr
40% on housing$99,870/yr
45% on housing$88,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$396This listing

vs Other Active Listings

Avg $/sqft

ZIP 38329$118
Decatur County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 38329
Decatur County$273

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$475,000
2026-02-09Listing removed$523,000
2025-09-16Listed for sale$523,000
2024-03-22Sold$439,900
2024-03-18Pending sale$439,000
2024-03-15Listed for sale$439,000
2024-02-26Listing removed--
2024-01-23Listed for sale$425,000
2020-08-14Sold$9,000

For Sale by Agent

AgentLori Yarbro
BrokerageEvans Real Estate

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