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2477 Kamin Dr, Melbourne, FL, 32940

3beds
2baths
1,732sqft
$549,900
$317price/sqft
$3,954/moest. monthly cost
$158,160/yrincome needed

About This Home

Owner financing is possible on this like new 2024 waterfront home in desirable Pangea Park! Close to Costco, I95, Publix and the Beach. Offers a split floor plan, ceramic tile throughout, an extended and screened lanai overlooking a peaceful waterfront view, extended garage, hurricane impact windows and doors. The owner has added a paver patio and a paver sidewalk, plantation blinds throughout, smart ceiling fans, a screened front porch, a double sink with base and wall cabinets in the garage, an attic floor for storage, and adjustable metal shelving on two garage walls. HOA includes cable, internet, multiple streaming services, resort-style pool, covered pavilion, tennis, pickleball, playground, and more.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Viera Elementary SchoolGrades PK-61.5 mi
--
Devereux HospitalGrades K-123.0 mi
7/10
Viera High SchoolGrades PK,9-124.3 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Gas Dryer Hookup,In Unit,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,732 sqft

Property

Details

  • Parcel number: 263628Yd000hh.00001.00
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio,Porch,Rear Porch,Screened
  • Exterior features: Tennis Court(s),Other,Impact Windows
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 6,534 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$333$3,996
Property Taxes $644$7,728
Electricity $197$2,366
Total$3,954$47,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,565/yr
40% on housing$118,620/yr
45% on housing$105,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 32940$227
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32940$263
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$540,000
2026-07-18Price change$549,900
2026-07-09Listed for sale$569,900
2024-01-22Sold$499,900

For Sale by Agent

AgentJ. Morgan Campbell
BrokerageCoconut Properties Fl Real Est

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