




507 Mill Pond Rd, Rock Rapids, IA, 51246
About This Home
Home with River Views & Modern Comforts! Gorgeous two-story home in a growing neighborhood with a beautiful river view out front! Thoughtfully designed with 5 bedrooms, 3 baths, and main-floor laundry, this home blends modern style with everyday convenience. Step through the contemporary front door into a bright and airy entryway featuring 9-foot ceilings. The open living space welcomes you with a show-stopping electric fireplace surrounded by custom detailing, a sliding door to the backyard, and a gorgeous kitchen with granite countertops, an oversized quartz island, a walk-in pantry, and custom cabinetry. Appliances included! The main-floor primary suite is a retreat, offering a spa-like ensuite with a soaker tub, a walk-in tiled shower, dual vanities, and heated flooring! The spacious walk-in closet even connects to the laundry room for extra convenience. Also on the main floor: a second bedroom/office, a cozy sitting area under a custom-built oak floating staircase, a half bath, and a laundry room with a sink. Upstairs, you'll find a flex space for additional living plus three bedrooms, including two that share an oversized Jack-and-Jill bathroom. Outside, enjoy stylish landscaping, a sprinkler system, and an oversized 3-stall garage with an epoxy floor—perfect as an extension of your home. Located in the charming town of Rock Rapids, just 29 miles from Sioux Falls, you'll love the small-town feel with big-city access. Plus, take advantage of a 5-year tax abatement on $75,000 of the home’s assessed value! This home is truly a must-see!
Getting Around
Schools
Construction
Condition
- Property condition: To Be Built
- Year built: 2024
Materials
- Roof: Shingle
- Construction materials: Brick,Hardboard
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Water Softener: None
- Laundry features: Main Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Kitchen Island
- Finished area below ground: 0
- Finished area above ground: 2,772
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,772
- Total interior livable area: 2,772 sqft
Property
Details
- Parcel number: 350000124882400
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
Lot
- Lot size: 0.34 Acres
- Features: Landscaped,Lawn Sprinkler System
Parking
- Total spaces: 3
- Parking features: Attached,Oversized,Concrete
- Has garage: Yes
- Attached garage spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Tornado
- Drought
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,021 | $36,252 |
| Home Insurance * | $507 | $6,084 |
| Property Taxes | $428 | $5,136 |
| Electricity | $206 | $2,481 |
| Total | $4,162 | $49,944 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $597,500 |
| 2026-05-01 | Listing removed | $597,500 |
| 2025-10-01 | Listed for sale | $597,500 |
| 2025-10-01 | Listing removed | $639,700 |
| 2025-03-06 | Price change | $639,700 |
| 2024-09-17 | Listed for sale | $659,700 |
| 2024-09-09 | Listing removed | $649,900 |
| 2024-01-22 | Listed for sale | $649,900 |
For Sale by Agent
