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18038 W AVENIDA DEL SOL --, Surprise, AZ, 85387

4beds
3baths
2,079sqft
$434,900
$209price/sqft
$3,410/moest. monthly cost
$136,400/yrincome needed

About This Home

4.785% ASSUMABLE MORTGAGE!! Monthly Payment 2600, This 2024-built Geneva floor plan offers 2,079 SF of well-designed living space. The 4 bedroom, 3 full bath layout features a balanced split floor plan, including a bedroom with its own ensuite bath, perfect for a multi-gen option or guest suite. The kitchen serves as the center of the home, opening seamlessly to the great room and dining area for clean, uninterrupted flow. Natural light and modern finishes carry throughout. Positioned on a larger than most, private lot with no two-stories behind and open skies beyond, the backyard provides rare privacy and space to design to your preference. North Copper Canyon offers multiple parks, sports fields, a community pool, splash pad, dog parks and much more!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
6/10
Willow Canyon High SchoolGrades 7-124.5 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted

Other

  • Builder name: Century Communities

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range,Electric Oven
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Double Vanity,9+ Flat Ceilings,Pantry,3/4 Bath Master Bdrm
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,079
  • Total interior livable area: 2,079 sqft

Property

Accessibility

  • Accessibility features: Accessible Hallway(s)

Details

  • Parcel number: 50372475

Features

  • Stories: 1
  • Spa features: None
  • Fencing: Block

Lot

  • Lot size: 6,250 sqft
  • Features: North/South Exposure,Desert Front,Dirt Back

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Wildfire
Hail
Inland Flooding

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance $95$1,140
Property Taxes $896$10,752
Electricity $220$2,641
Total$3,410$40,920

Income You'd Need if You Spent...

35% on housing$116,914/yr
40% on housing$102,300/yr
45% on housing$90,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 85387$211
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85387$226
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$434,900
2026-03-28Price change$439,900
2026-03-05Listed for sale$441,990
2024-02-29Sold$429,990
2024-02-06Pending sale$437,150
2024-01-21Listed for sale$437,150

For Sale by Agent

AgentCeleste McIvor, eXp Realty, Jephthah McIvor, eXp Realty
BrokerageeXp Realty

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