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94 Torrey Pines Rd, Laguna Vista, TX, 78578

3beds
3baths
1,767sqft
$525,000
$297price/sqft
$3,900/moest. monthly cost
$156,000/yrincome needed

About This Home

Welcome to the SPI Golf Community. This open-concept home features a spacious great room with decorative high ceilings & a bank of windows that showcase views of the resaca & pool. Kitchen is thoughtfully designed with custom cabinetry, granite countertops, walk-in pantry, large center island & a breakfast bar. Off the kitchen, you'll find a well-sized laundry room. The primary bedroom easily accommodates a king-sized bed & offers direct access to the patio & pool. The en-suite bathroom includes a double vanity, garden tub, separate shower & walk-in closet. Two guest bedrooms are arranged in a split plan for added privacy, along with a guest bathroom featuring a spacious walk-in shower. A convenient half bath is located with easy pool access. Relax poolside & enjoy beautiful sunsets while watching wildlife along the resaca banks. A true nature lover's retreat located minutes from South Padre Island. Community amenities include pools, tennis courts, golf, fitness center & restaurant.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Derry Elementary SchoolGrades PK-55.5 mi
4/10
Port Isabel High SchoolGrades 8-124.3 mi
4/10

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,767
  • Total interior livable area: 1,767 sqft

Property

Details

  • Parcel number: 7246440000020000
  • Zoning: R

Features

  • Private pool: Yes
  • Pool features: Outdoor Pool,Heated,Pool-Heated,Pool-Outdoor
  • Patio & porch: Patio,Covered
  • Exterior features: Private Yard,Sprinkler System
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Fenced
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake Front

Lot

  • Lot size: 10,262 sqft

Parking

  • Total spaces: 2
  • Parking features: Double Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Coastal Flooding
Hail
Heat Wave
Inland Flooding
Ice Storm
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$195$2,340
Property Taxes $813$9,756
Electricity $238$2,859
Total$3,900$46,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,714/yr
40% on housing$117,000/yr
45% on housing$104,000/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 78578$168
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78578$252
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$525,000
2025-06-27Sold--
2025-06-04Contingent$524,900
2025-04-28Price change$524,900
2025-04-08Listed for sale$539,000
2025-03-30Contingent$539,000
2025-03-06Listed for sale$539,000
2024-02-02Sold--
2024-01-29Pending sale$485,000
2024-01-20Listed for sale$485,000

For Sale by Agent

AgentDiana Haire
BrokerageColdwell Banker Impact Properties

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