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39 Banning Dr, Pittsboro, NC, 27312

3beds
3baths
2,021sqft
$485,000
$240price/sqft
$3,217/moest. monthly cost
$128,680/yrincome needed

About This Home

Price Improvement!!!Located in the heart of sought-after Chatham Park, Vineyards collection. Like new, 3-bedroom, 2.5-bath home transcends standard living with high-end finishes at every turn. Walk to amenities, pool, playground plus much more! The open-concept main level is a showstopper, featuring gleaming hardwoods and a chef's kitchen anchored by an oversized marble island and a premium gas range. The living room exudes warmth with a fireplace framed by custom built-in shelving, while a dedicated drop zone keeps daily life organized. Upstairs, the luxury continues with spacious bedrooms and a designer owners suite , complete with a spa-inspired ensuite bath featuring sophisticated tile work, walk in shower. Even the 2-car detached garage is finished to perfection with durable epoxy floors. Exterior landscape maintenance is taken care of by the HOA! Don't miss this one! Schedule a showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
8/10
Northwood HighGrades 9-122.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Stem Walls
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Disposal,Gas Water Heater,Microwave,Plumbed For Ice Maker

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Open Floorplan,Smart Thermostat
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,021
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,021
  • Total interior livable area: 2,021 sqft

Property

Details

  • Parcel number: 0095463
  • Zoning: PDDPlanned Development Di
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Screened
  • Exterior features: Courtyard,Fenced Yard
  • Has view: Yes

Lot

  • Lot size: 3,920 sqft
  • Features: Landscaped

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Chatham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$132$1,584
Property Taxes $433$5,196
Electricity $200$2,405
Total$3,217$38,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,297/yr
40% on housing$96,510/yr
45% on housing$85,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 27312$292
Chatham County$289

vs Homes Sold Last Month

Median $/sqft

ZIP 27312$257
Chatham County$256

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Price change$525,000
2026-03-25Price change$563,000
2026-02-20Listed for sale$574,500
2024-04-29Sold$527,000
2024-02-22Pending sale$527,000
2024-01-20Listed for sale$527,000

For Sale by Agent

AgentDevin E Giovacchini
BrokerageRobbins and Associates Realty

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