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146 Lark St, Penn Valley, CA, 95946

1beds
1baths
528sqft
$42,900
$81price/sqft
$662/moest. monthly cost
$26,480/yrincome needed

About This Home

Affordable homeownership in an ALL-AGES community! This charming 1 bedroom, 1 bathroom home offers peace of mind with a newly recoated and resealed roof and a brand-new energy-efficient mini-split HVAC system (installed June 2025). Inside, you'll find a bright, open layout with a spacious covered front porch, indoor laundry hookups, and a kitchen complete with a gas range and refrigerator. Conveniently located near the community clubhouse, greenbelt, nearby creek, and guest parking, this home combines comfort and convenience in a peaceful forest setting. With affordable space rent of just $875 per month, it's an excellent opportunity for a first-time buyer, downsizer, or anyone looking for a low-maintenance alternative to renting. Financing options are available for qualified buyers. Homes at this price point with major updates don't come along often! Schedule your showing today!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Ready Springs ElementaryGrades 4-80.4 mi
7/10
Nevada Union High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Pillar/Post/Pier,Other
  • Roof: Metal,Other
  • Construction materials: Aluminum Siding,Wood,Metal Siding,Other

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Wide,Manufactured Home,Mobile Home

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Gas Water Heater,Range Hood,Free-Standing Electric Oven
  • Laundry features: Hookups Only,Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Space in Kitchen,Dining/Living Combo,Other

Features

  • Flooring: Laminate,Other

Heating & Cooling

  • Heating features: Ductless,Electric,Zoned
  • Cooling features: Ceiling Fan(s),Ductless,Zoned

Interior Area

  • Total structure area: 0
  • Total interior livable area: 528 sqft

Property

Details

  • Parcel number: 097110038000
  • Special condition: Standard

Features

  • Topography of land: Forest,Trees,Level,Forest,Trees,Level

Lot

  • Lot size: 1,663 sqft
  • Features: Corner Lot,Shape Regular

Parking

  • Parking features: Assigned,Off Street,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Avalanche
Earthquake
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Nevada County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $216$2,592
Home Insurance *$22$264
Property Taxes $26$312
Electricity $398$4,786
Total$662$7,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,697/yr
40% on housing$19,860/yr
45% on housing$17,653/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%
18.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 95946$248
Nevada County$364

vs Homes Sold Last Month

Median $/sqft

ZIP 95946$262
Nevada County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Listed for sale$42,900
2026-03-06Listing removed$42,900
2026-01-26Listed for sale$42,900
2025-12-24Listing removed$42,900
2025-09-14Listed for sale$42,900
2025-07-26Pending sale$42,900
2025-07-24Price change$42,900
2025-06-20Price change$39,900
2025-01-02Price change$36,900
2024-06-27Listed for sale$39,900
2018-06-24Listing removed$9,900
2018-06-01Listed for sale$9,900

For Sale by Agent

AgentSabrina Russell
BrokerageRealty ONE Group Complete

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