See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

821 Cane Loop Aly, Covington, LA, 70433

4beds
3baths
2,608sqft
$699,000
$268price/sqft
$4,490/moest. monthly cost
$179,600/yrincome needed

About This Home

Luxury meets functionality in this like new 4-bedroom, 3-bath home. On the main level, this thoughtfully designed home offers an open-concept layout, custom drapery, soaring ceilings, cypress beams, upgraded wood flooring and light fixtures, and a stunning fireplace. The gourmet kitchen features ceiling-height cabinetry, a white cast iron sink, champagne bronze fixtures, designer tile backsplash, and premium finishes throughout. The spacious primary suite offers a spa-inspired bath with double vanities, a soaking tub, separate tiled shower, and a large walk-in closet. A second bedroom and full bath downstairs provide the perfect setup for guests, a bedroom, or a home office. Upstairs you'll find a versatile loft, two additional bedrooms, a full bath, and a private balcony. Additional upgrades include iron stair railings, tiled tub surrounds, upgraded hardware, designer tile, and high-end finishes throughout. Move-in ready and loaded with luxury upgrades, this home offers the perfect blend of style, comfort, and modern living. Link to virtual walk-through: https://my.matterport.com/show/?m=eqsSgSBUmJe

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,HardiPlank Type,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Acadian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range,Refrigerator,ENERGY STAR Qualified Appliances

Bedroom

  • Level: Second
  • Dimensions: 11.10x10.90

Bedroom

  • Level: First
  • Dimensions: 13.30x11.10

Bedroom

  • Level: Second
  • Dimensions: 11.10x10.90

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 14.70 x 10.60

Features

  • Carbon Monoxide Detector,Pantry,Stone Counters
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Multiple Heating Units
  • Cooling features: 2 Units

Interior Area

  • Total structure area: 2,911
  • Total interior livable area: 2,608 sqft

Kitchen

  • Level: First
  • Dimensions: 17.40x13.70

Living Room

  • Level: First
  • Dimensions: 20.80x17.60

Loft

  • Level: Second
  • Dimensions: 17.70x9.10

Master Bedroom

  • Level: First
  • Dimensions: 15.50x14.11

Property

Details

  • Parcel number: 135974
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Concrete,Covered,Balcony,Porch
  • Exterior features: Balcony,Porch

Lot

  • Lot size: 5,871 sqft
  • Features: City Lot,Rectangular Lot
  • Lot size dimensions: 45 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Spaces,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$684$8,208
Property Taxes $75$900
Electricity $197$2,366
Total$4,490$53,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,942/yr
40% on housing$134,700/yr
45% on housing$119,733/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 70433$234
St. Helena Parish$132

vs Homes Sold Last Month

Median $/sqft

ZIP 70433$179
St. Helena Parish$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$699,000
2024-09-30Sold--
2024-08-12Contingent$599,900
2024-06-22Price change$599,900
2024-01-19Listed for sale$619,900

For Sale by Agent

AgentCorynne Lindemann
BrokerageMcEnery Residential, LLC

Similar Homes