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172 Huahua St Unit A, Kula, HI, 96790

4beds
4baths
3,893sqft
$3,650,000
$938price/sqft
$21,059/moest. monthly cost
$842,360/yrincome needed

About This Home

CPR Unit A currently under construction with a completion date of 2026, this brand new 6,000 sq ft under roof home can be fully customized to become your dream hale. Situated in the highly desired gated Kula I'o subdivision on 1.5 acres of flat usable land, theres plenty of space for your garden, animals, or a large barn. At 2,280 feet above sea level, this 4 bed 4 bath house enjoys a perfect year round climate. Integrating large sliding glass doors and a expansive covered lanai, the infinity lap pool with spa, Baja ledges, and fountain bubblers overlook a gorgeous sun setting ocean view.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Kula Elementary SchoolGrades PK-51.8 mi
5/10

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Aluminum/Steel

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Solar Hot Water,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Cooling

  • Cooling features: Central Air

Features

  • Ceiling Fan(s),Chandelier,Storage
  • Fireplace: Yes

Interior Area

  • Total structure area: 3,893
  • Total interior livable area: 3,893 sqft

Master Bedroom

  • Level: Ground

Property

Details

  • Parcel number: 2230021610001

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Covered Lanai/Deck
  • Exterior features: Lawn Sprinkler
  • Spa features: Spa/Hot Tub
  • Has view: Yes
  • View description: Mountain/Ocean
  • Has water view: Yes
  • Water view: Mountain/Ocean
  • Waterfront features: None
  • Topography of land: Level,Gentle Slope

Lot

  • Lot size: 1.52 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Earthquake
Volcanic Activity

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,456$221,472
Home Insurance *$681$8,172
Property Taxes $669$8,028
Electricity $1,253$15,043
Total$21,059$252,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$722,022/yr
40% on housing$631,770/yr
45% on housing$561,573/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$938This listing

vs Other Active Listings

Avg $/sqft

ZIP 96790$911
Maui + Kalawao County$1,272

vs Homes Sold Last Month

Median $/sqft

ZIP 96790$838
Maui + Kalawao County$796

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-25Listed for sale$4,350,000
2025-01-11Listing removed$979,000
2024-03-07Price change$979,000
2024-01-21Price change$999,999
2024-01-15Listed for sale$1,025,000

For Sale by Agent

AgentAnthony Fiori RS-87307
BrokerageBig Wave Realty LLC

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