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1 Highland Harvest Villas, O'Fallon, MO, 63385

2beds
2baths
1,492sqft
$369,900
$248price/sqft
$2,549/moest. monthly cost
$101,960/yrincome needed

About This Home

New Construction by Fischer and Frichtel in the amazing Harvest neighborhood! This incredible community offers spectacular amenities inc 47 AC of common ground, 13+ AC town square, lakes, dog park, food truck court, farmers market, orchards, pumpkin patch, community garden, pickle ball and bocce ball courts, playgrounds, nature play area w/water feature and civic lawn area. Students will attend desirable Wentzville schools. Fischer and Frichtel proudly present their Villa Collection of free-standing ranch, 1.5 story and 2 story homes. The Villa Collection has 7 plans ranging from 1,347 - 2,250 sq ft. Quality-built to Fischer and Frichtels exacting standards, homeowners will enjoy having their lawn care, landscape maint and snow removal (per ind) included in the low monthly HOA fee. There are excellent standard features combined with a variety of custom options including finished lower levels and screened decks. Superior amenities and outstanding construction by Fischer and Frichtel!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
Duello Elementary SchoolGrades K-51.2 mi
10/10
Frontier Middle SchoolGrades 6-82.3 mi
9/10
Liberty High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: To Be Built,New Construction
  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle,Composition
  • Construction materials: Brick Veneer,Frame,Vinyl Siding

Other

  • Builder name: Fischer & Frichtel

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Electric Oven,Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Sump Pump,Unfinished

Bedroom

  • Features: Floor Covering: Carpeting,Wall Covering: None
  • Level: Main
  • Area: 143
  • Dimensions: 11 x 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Carpeting,Wall Covering: None
  • Level: Main
  • Area: 154
  • Dimensions: 11 x 14

Features

  • Dining/Living Room Combo,Open Floorplan,Breakfast Bar,Pantry,Walk-In Closet(s),Double Vanity,Shower,Entrance Foyer
  • Door features: Panel Door(s),Sliding Doors
  • Window features: Double Pane Windows,Insulated Windows,Low Emissivity Windows,Tilt-In Windows
  • Flooring: Carpet,Other
  • Fireplace features: None
  • Finished area above ground: 1,492

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,492
  • Total interior livable area: 1,492 sqft

Kitchen

  • Features: Floor Covering: Vinyl,Wall Covering: None
  • Level: Main
  • Area: 120
  • Dimensions: 12 x 10

Living Room

  • Features: Floor Covering: Carpeting,Wall Covering: None
  • Level: Main
  • Area: 252
  • Dimensions: 18 x 14

Primary Bedroom

  • Features: Floor Covering: Carpeting,Wall Covering: None
  • Level: Main
  • Area: 195
  • Dimensions: 13 x 15

Property

Details

  • Special condition: Standard

Features

  • Levels: One

Lot

  • Features: Landscaped,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: See County Records

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$212$2,544
Property Taxes $326$3,912
Electricity $141$1,693
Total$2,549$30,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,394/yr
40% on housing$76,470/yr
45% on housing$67,973/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 63385$197
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63385$181
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-13Price change$369,900
2024-09-25Price change$366,900
2024-03-13Price change$361,900
2024-01-18Listed for sale$356,900

New Construction

AgentKelly&Linda A Boehmer
BrokerageBerkshire Hathaway HomeServices Select Properties

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