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254 Polaris Pl, Freeport, FL, 32439

5beds
3baths
2,482sqft
$479,900
$193price/sqft
$3,394/moest. monthly cost
$135,760/yrincome needed

About This Home

Ready for a home that's practical and perfectly located? This move-in-ready house is large, affordable, and quietly tucked away, yet close to everything. Wood-look tile flows throughout (except guest bedrooms), paired with quartz countertops, a custom backsplash, and pendant chandelier lighting in the kitchen. Blinds make life easier, and the space feels functional and comfortable from day one. Enjoy a fully fenced backyard with, not one, but three private gates--dip out the back to reach the main road or Steamboat Landing on the bay, just half a mile away. Perfect for pets, kids, or just soaking up the outdoors. The 3-car garage is heated and cooled with foam insulation, a mini-split, and an epoxied floor--perfect for a home gym, workshop, or extra storage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Freeport Middle SchoolGrades 5-84.0 mi
8/10
6/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle,Roof Pitched
  • Construction materials: Brick,Trim Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range Hood,Refrigerator,Gas Water Heater
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: First
  • Area: 2050
  • Dimensions: 5 x 410

Bathroom

  • Level: First
  • Area: 28.77
  • Dimensions: 7 x 4.11

Bedroom

  • Level: First
  • Area: 134.31
  • Dimensions: 12.1 x 11.1

Bedroom

  • Level: First
  • Area: 134.31
  • Dimensions: 12.1 x 11.1

Bedroom

  • Level: First
  • Area: 123.21
  • Dimensions: 11.1 x 11.1

Bedroom

  • Level: First
  • Area: 137.64
  • Dimensions: 11.1 x 12.4

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: First
  • Area: 199.65
  • Dimensions: 16.5 x 12.1

Features

  • Vaulted Ceiling(s),Kitchen Island
  • Window features: Double Pane Windows
  • Flooring: Tile
  • Common walls with other units/homes: No Common Walls

Great Room

  • Level: First
  • Area: 216.79
  • Dimensions: 13.3 x 16.3

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Gas

Interior Area

  • Total structure area: 2,482
  • Total interior livable area: 2,482 sqft

Kitchen

  • Level: First
  • Area: 112.53
  • Dimensions: 9.3 x 12.1

Master Bathroom

  • Level: First
  • Area: 72.127
  • Dimensions: 8.7 x 8.3

Master Bedroom

  • Level: First
  • Area: 270.18
  • Dimensions: 15.8 x 17.1

Other

  • Level: First
  • Area: 220
  • Dimensions: 22 x 10

Property

Details

  • Parcel number: 301S19230210000090
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Private Yard,Sprinkler System

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 69' x 143'

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$194$2,328
Property Taxes $525$6,300
Electricity $249$2,997
Total$3,394$40,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,365/yr
40% on housing$101,820/yr
45% on housing$90,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 32439$254
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32439$200
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$499,900
2024-05-31Sold$486,000
2024-03-02Price change$524,188
2024-01-18Listed for sale$497,188

For Sale by Agent

AgentThe Jennings Team
BrokerageBy the Water Realty

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