




1521 Black Walnut St, Monroe, NC, 28112
About This Home
Welcome home to this beautifully upgraded 2024-built home offering 4 bedrooms, 2.5 bathrooms, and 2,284 square feet of thoughtfully designed living space on a .28-acre cul-de-sac lot backing to woods. Located just minutes from Downtown Monroe, Monroe Country Club, Lake Lee, and Atrium Health Hospital, this move-in ready property combines convenience, comfort, and style. Step inside from the charming front porch to discover an inviting floor plan featuring LVP flooring throughout the entire main level, elegant coffered ceilings in the dining room, and upgraded wood tread stairs. The kitchen is the heart of the home with quartz countertops, stainless steel appliances, under-cabinet lighting, pantry, and an island with breakfast bar seating perfect for entertaining. Enjoy mornings or evening gatherings on the covered back patio overlooking the fenced backyard and wooded backdrop. Unlike new construction, this home already includes valuable owner-added upgrades such as a storage building, fence, laundry room cabinetry, ceiling fans, blinds, curtain rods, paint, landscaping refrigerator, washer, and dryer, and so much more. Upstairs, the spacious primary suite offers vaulted ceilings, a cozy window seat, walk-in closet, tiled flooring, soaking tub, and tiled shower. Three additional bedrooms, a versatile loft ideal for a media room, office, or potential 5th flex space, plus an upstairs laundry room provide plenty of room to fit your lifestyle. This better-than-new Monroe home delivers the upgrades, privacy, and location buyers are searching for.
Getting Around
Schools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Construction materials: Fiber Cement
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Refrigerator with Ice Maker,Washer/Dryer
- Laundry features: Laundry Room
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Half
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Breakfast
- Level: Main
Dining Room
- Level: Main
Features
- Kitchen Island,Pantry,Walk-In Closet(s)
- Finished area below ground: 0
- Finished area above ground: 2,284
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,284
- Total interior livable area: 2,284 sqft
Kitchen
- Level: Main
Laundry
- Level: Upper
Living Room
- Level: Main
Loft
- Level: Upper
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 09197110
- Zoning: Conditional Residential
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Fencing: Back Yard,Fenced,Full
Lot
- Lot size: 0.28 Acres
- Features: Cul-De-Sac
- Lot size dimensions: 52 x 179 x 103 x 152
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Union County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $142 | $1,704 |
| Property Taxes | $260 | $3,120 |
| Electricity | $212 | $2,552 |
| Total | $2,636 | $31,632 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $425,000 |
| 2024-07-23 | Sold | $412,000 |
| 2024-03-18 | Listing removed | -- |
| 2024-01-18 | Listed for sale | $382,990 |
For Sale by Agent
