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1745 Whisper Winds Ln #28, Ooltewah, TN, 37363

2beds
2baths
1,543sqft
$365,000
$237price/sqft
$2,395/moest. monthly cost
$95,800/yrincome needed

About This Home

This ONE owner townhouse in the Retreat at Oakbrook offers low-maintenance living in a prime Ooltewah location. Conveniently situated just off Ooltewah-Ringgold Road behind the new Publix and Morning Pointe Memory Care Center. . The HOA takes care of full lawn maintenance for each home as well as landscaping throughout the community, allowing residents to enjoy a picturesque setting year-round without the upkeep. The open floor plan, offers 2 spacious bedrooms and 2 full bathrooms with a layout designed for both comfort and accessibility. Just inside the front entry, you'll find a welcoming guest bedroom and full bath conveniently located across the hall. Wide doorways throughout the home provide easy wheelchair accessibility -- a rare and highly desirable feature. Further inside, the home opens to a bright and airy kitchen and great room concept, perfect for everyday living and entertaining. Sliding glass doors lead to a back patio. The laundry room is conveniently located just outside the primary suite, which features a spacious en suite bath with double vanities, a walk in shower, and a large walk-in closet. With quick access to shopping, dining, and everyday conveniences -- plus downtown Chattanooga only about 30 minutes away -- Retreat at Oakbrook offers the perfect blend of comfort, convenience, and easy living.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
Apison Elementary SchoolGrades PK-51.7 mi
7/10
9/10
East Hamilton SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: None

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,Open Floorplan,Pantry,Primary Downstairs,Walk-In Closet(s),En Suite,Split Bedrooms
  • Window features: Insulated Windows
  • Flooring: Luxury Vinyl,Plank,Tile
  • Finished area above ground: 1,543

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,543
  • Total interior livable area: 1,543 sqft

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 172f B 023

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Patio,Porch,Porch - Covered
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 36 x 101

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance $187$2,244
Property Taxes $188$2,256
Electricity $175$2,103
Total$2,395$28,740

Income You'd Need if You Spent...

35% on housing$82,114/yr
40% on housing$71,850/yr
45% on housing$63,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 37363$213
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37363
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$355,000
2026-06-17Price change$365,000
2026-05-22Listed for sale$375,000
2025-01-15Sold$339,900
2024-10-24Contingent$339,900
2024-09-13Price change$339,900
2024-01-17Listed for sale$351,900

For Sale by Agent

AgentPaige Batten
BrokerageCrye-Leike, REALTORS

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