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5132 Nys Rte #89, Romulus, NY, 14541

4beds
4baths
11,000sqft
$2,499,000
$227price/sqft
$18,701/moest. monthly cost
$748,040/yrincome needed

About This Home

Cayuga Lake Compound. Real Estate Offering consisting of Farmhouse, Cottage with 417' of lake frontage & commercial buildings all on 50 acres overlooking Cayuga Lake. Farmhouse was built in early 1800's and has been extensively renovated / expanded. Cottage offers opportunity for income stream as it's currently rented year-round on a seasonal basis. Commercial Buildings are currently being used to operate a small winery. Though the business is included in the real estate offering, these buildings have flexibility to be used for other uses whether it be commercial or personal use or leased out. Excess land offers opportunity to be leased to nearby farmers. Sales Flyer accompanies listing. Video and other information available upon request.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Romulus Central SchoolGrades PK-123.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Foundation: Block,Poured
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Propane Water Heater,See Remarks
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Den,Separate/Formal Living Room,Great Room,Home Office,Country Kitchen,Other,See Remarks
  • Flooring: Ceramic Tile,Hardwood,Varies,Vinyl

Heating

  • Heating features: Propane,Solar,Wood,Stove

Interior Area

  • Total structure area: 11,000
  • Total interior livable area: 11,000 sqft

Property

Details

  • Parcel number: 09145.2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Gravel Driveway,See Remarks,Propane Tank - Owned
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Cayuga
  • Frontage length: 417

Lot

  • Lot size: 50 Acres
  • Features: Other,See Remarks
  • Lot size dimensions: 417 x 3057

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Seneca County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,636$151,632
Home Insurance *$313$3,756
Property Taxes $3,935$47,220
Electricity $1,817$21,814
Total$18,701$224,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$641,177/yr
40% on housing$561,030/yr
45% on housing$498,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 14541$249
Seneca County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 14541$570
Seneca County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-05-30Price change$2,499,000
2024-01-17Listed for sale$2,799,000

For Sale by Agent

AgentDavid Huckle
BrokeragePyramid Brokerage Company - Co

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