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52520 E Trl, South Bend, IN, 46628

3beds
3baths
1,800sqft
$399,900
$222price/sqft
$2,846/moest. monthly cost
$113,840/yrincome needed

About This Home

Take advantage of our 3.9% OWNER FINANCING or our Mortgage Buy Down of 2%*. MOVE-IN READY! Welcome to the "Kelley" floor plan by Irish Custom Homes featuring an open-concept layout with many upgrades and amenities. The spacious family room is open to the kitchen, which features a large center island with breakfast bar seating, quartz counters, custom tile backsplash, soft close cabinets, stainless steel appliance package, and a spacious walk-in pantry. The second level showcases a spacious primary suite with vaulted ceilings, a large walk-in closet, and en suite bath with double vanities and shower. Two additional spacious bedrooms and second floor laundry room are designed for convenience. There is a "ready-to-finish" lower level with pre-plumbed full bath and egress window for a future bedroom. Other notable features include a mudroom with built-in bench and hooks, main floor half-bath, and a fully irrigated lawn. Don't wait - schedule your showing today! Ask about our Appliance Package. *(Terms Negotiable). Seller will also barter with buyer for land or real estate. Owner financing available. New Prairie Schools of Choice option potential.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Warren Primary CenterGrades PK-53.1 mi
3/10
2/10
Washington High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Concrete

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Kitchen Island,Open Floorplan,Pantry,Double Vanity,Stand Up Shower
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 710224301062.000029

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.26 Acres
  • Features: Cul-De-Sac,Level,Rural Subdivision
  • Lot size dimensions: 90x125

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Hail

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$357$4,284
Property Taxes $283$3,396
Electricity $184$2,212
Total$2,846$34,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,577/yr
40% on housing$85,380/yr
45% on housing$75,893/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 46628$101
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 46628$108
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-10-04Price change$394,400
2024-10-01Price change$394,000
2024-08-29Listed for sale$397,900
2024-08-29Listing removed$397,900
2024-08-03Price change$397,900
2024-07-24Price change$399,900
2023-11-16Listed for sale$404,900

For Sale by Agent

AgentSteve A Cooreman
BrokerageIrish Realty

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